FTMO Challenge 2-Step 2-step
- Profit target
- 10% / 5%
- Daily loss
- 5%
- Max drawdown
- 10%
- Profit split
- up to 90%
- Min days
- 4
Drawdown static
| Account | Fee | Per $1K |
|---|---|---|
| $10K | €89 | €8.9 |
| $25K | €250 | €10 |
| $50K | €345 | €6.9 |
| $100K | €540 | €5.4 |
| $200K | €1.1K | €5.4 |
FTMO review
FTMO is a prop firm, founded in 2015, based in Czech Republic. Markets: Forex, Indices, Commodities, Crypto, Futures. Evaluation types: 1-step, 2-step, instant. Published fees start at €79; account sizes run from $5K to $200K. Profit split: up to 90%.
Visit site (opens FTMO in a new tab)
No public discount code on the firm's site at last check.
Verdict
FTMO scores 8.1/10, ranked #2 of 20. Its strongest area is track record (10.0, driven by years in operation); the weakest is payout (6.4). Best fit: traders on a budget, traders who rank track record first.
For
- Split can reach 90%
- Low cost per $1K of buying power: €4.99
- Static drawdown: the floor does not climb with your equity
- Strong Trustpilot record: 4.8 from 55,121 reviews
- Operating since 2015
- 4 platforms to choose from
- Challenge fee refunded: 2-Step: fee refunded with first Reward withdrawal (same payment method); 1-Step and Instant: not refunded
Against
- News trading restricted on some programs
- Has a consistency rule (check which phase it applies to)
Rules at a glance
- Challenge types
- 1-step, 2-step, instant
- Fees from
- €79
- Cheapest per $1K
- €4.99
- Account sizes
- $5K, $10K, $25K, $50K, $100K, $200K
- Profit target
- 10% / 5%
- Daily loss limit
- 5%
- Max drawdown
- 10%
- Drawdown type
- static
- Min trading days
- 4
- Consistency rule
- 1-Step: best day ≤50% of profit; Instant: ≤30%
- Markets
- Forex, Indices, Commodities, Crypto, Futures
- Platforms
- MT4, MT5, TradingView, cTrader
- Leverage
- up to 1:100
- Restricted countries
- Not listed
- Trustpilot
- 4.8 / 5 from 55,121 reviews
Fees by account size
One-time evaluation fee per program, as listed by the firm. The cheapest option at each size is marked.
| Account | FTMO Challenge 2-Step | FTMO Challenge 1-Step | FTMO Instant Account |
|---|---|---|---|
| $5K | - | - | €169 |
| $10K | €89 | €79 | €339 |
| $25K | €250 | €199 | €749 |
| $50K | €345 | €319 | €1.5K |
| $100K | €540 | €499 | €3K |
| $200K | €1.1K | €999 | - |
Costs beyond the fee
- Reset / retry
- Not published
- Fee refund
- 2-Step: fee refunded with first Reward withdrawal (same payment method); 1-Step and Instant: not refunded
- Time limit
- unlimited
- Activation fee
- Not published
- Minimum payout
- Not published
- Scaling plan
- +25% balance every 4 months if criteria met, up to $2M; not for Instant
Plug these into the true-cost calculator to see the cost to your first payout.
Payout policy
- Profit split
- up to 90%
- Split scaling
- Not published
- Payout cycle
- Reward claim from day 14 after first trade (14-day cycle); approval 1-2 business days, paid 1-2 business days after invoice
- First payout (days)
- 14
- Payout methods
- bank wire, Visa Direct / Mastercard Send (up to $20,000), Skrill (up to $3,000), cryptocurrencies
- KYC before payout
- Required
Trading conduct
- News trading
- Restricted
- Weekend holding
- Restricted
- EAs / bots
- Restricted
- Copy trading
- Not published
- Hedging
- Not published
- Max risk per trade
- No fixed crypto position cap published; forbidden practices cover overleveraging, overexposure, one-sided bets and position sizes far larger than your usual trades.
- Inactivity rule
- Not published
Programs
FTMO Challenge 1-Step 1-step
- Profit target
- 10%
- Daily loss
- 3%
- Max drawdown
- 10%
- Profit split
- 90%
- Min days
- Not published
Drawdown EOD trailing
| Account | Fee | Per $1K |
|---|---|---|
| $10K | €79 | €7.9 |
| $25K | €199 | €7.96 |
| $50K | €319 | €6.38 |
| $100K | €499 | €4.99 |
| $200K | €999 | €5 |
FTMO Instant Account instant
- Profit target
- Not published
- Daily loss
- 3%
- Max drawdown
- 10%
- Profit split
- 90%
- Min days
- Not published
Drawdown trailing (intraday, balance-based)
| Account | Fee | Per $1K |
|---|---|---|
| $5K | €169 | €33.8 |
| $10K | €339 | €33.9 |
| $25K | €749 | €29.96 |
| $50K | €1.5K | €29.98 |
| $100K | €3K | €29.99 |
Rule history
| Date | Field | Was | Now |
|---|---|---|---|
| First payout (days)Payouts | none | 14 | |
| Payout frequencyPayouts | none | Reward claim from day 14 after first trade (14-day cycle); approval 1-2 business days, paid 1-2 business days after invoice |
FAQ
What profit split does FTMO pay?
FTMO lists a profit split of up to 90%, per its website as of 2026-10-26.
How much is the cheapest FTMO challenge?
The lowest published fee is €79 for a $5K account.
What are FTMO's drawdown rules?
Daily loss limit: 5%; maximum drawdown: 10% (static).
How often does FTMO pay out?
Payout cycle: Reward claim from day 14 after first trade (14-day cycle); approval 1-2 business days, paid 1-2 business days after invoice. First payout eligible after 14 days.
Which platforms does FTMO support?
MT4, MT5, TradingView, cTrader.
Can you trade the news with FTMO?
Partly. News trading is restricted on some programs or windows; check the firm's rules page.
Does FTMO refund the challenge fee?
2-Step: fee refunded with first Reward withdrawal (same payment method); 1-Step and Instant: not refunded.
Is there a time limit on FTMO challenges?
unlimited.
Can you trade crypto with FTMO?
Yes: execution on FTMO-provided platforms (simulated CFD accounts). Full crypto terms: propanalyse.com/crypto/ftmo/.
Is FTMO legit?
We score firms on published data, not opinions. FTMO has a PA Score of 8.1/10 and a Trustpilot rating of 4.8; it was founded in 2015. Check the rule history on this page for recent changes.
Sources
Every figure above was read from these pages on . Firms change rules often, so confirm before you buy.
- https://ftmo.com/en/
- https://ftmo.com/en/#pricing
- https://ftmo.com/en/trading-objectives/
- https://ftmo.com/en/faq/
- https://www.trustpilot.com/review/ftmo.com
- https://ftmo.com/en/symbols/
- https://ftmo.com/en/faq/how-do-i-withdraw-my-profits/
- https://ftmo.com/en/faq/is-the-entry-fee-refunded/
- https://ftmo.com/en/faq/what-fees-do-you-charge-and-are-they-recurrent/
- https://ftmo.com/en/faq/how-do-i-withdraw-my-profits/
- https://ftmo.com/en/faq/what-is-ftmo-identity-and-when-do-i-complete-it/
- https://ftmo.com/en/faq/how-long-does-it-take-to-become-an-ftmo-trader/
- https://ftmo.com/en/scaling-plan/
- https://ftmo.com/en/faq/how-do-i-withdraw-my-profits/
- https://ftmo.com/en/faq/can-i-trade-on-the-weekend/
- https://ftmo.com/en/faq/can-i-hold-positions-overnight-or-over-the-weekend/
- https://ftmo.com/en/forbidden-trading-practices/
- https://ftmo.com/en/faq/what-is-ftmo-identity-and-when-do-i-complete-it/
- https://ftmo.com/en/faq/which-instruments-can-i-trade/
- https://ftmo.com/en/symbols/
Data notes. Fees are EUR (USD toggle not applied in browser). $100K showed two prices: 2-Step €439/€540, 1-Step €399/€499 (higher recorded; lower may be promo). News/weekend restrictions apply only to Standard funded accounts (Swing type unrestricted; evaluation unrestricted). CFD asset classes not verified (only Futures product seen). Payout frequency not found. hq inferred from CZ legal entity FTMO s.r.o. Assets: Forex/Crypto/Indices/Commodities(Metals) category filters confirmed on ftmo.com/en/symbols (2026-10-26); stocks not confirmed. Fees in EUR.