Tradeify vs Topstep
Rule-by-rule comparison from each firm's own website, last verified . The marked figure is the stronger one on that line.
Quick take
- Cheaper entry: Topstep ($49 vs $99).
- Faster payout cycle: Tradeify (Daily / on demand).
- Higher Trustpilot rating: Tradeify (4.5).
- Overall PA Score: Tradeify 7.6 vs Topstep 6.4.
Tradeify stronger on 2Topstep stronger on 4of 9 lines where both publish a comparable figure
| Tradeify7.6 PA Score | Topstep6.4 PA Score | |
|---|---|---|
| PA Score | 7.6 (stronger figure) | 6.4 |
| Trustpilot | 4.56,467 (stronger figure) | 3.714,989 |
| Founded | Not published | 2012 (stronger figure) |
| HQ | Boca Raton, FL, United States | Chicago, IL |
| Markets | Futures | Futures |
| Challenge types | 1-step, instant | 1-step |
| Entry fee from | $99 | $49 (stronger figure) |
| Cost per $1K allocation | $2.46 | $0.98 (stronger figure) |
| Largest account | $150K | $150K |
| Profit target | 6% ($1,500/$3,000/$6,000/$9,000) | 6% |
| Daily loss limit | none (Select eval) / $600-$3,750 (Growth) | optional (automatic in Live Funded) |
| Max drawdown | $1,000-$5,250 | $2,000-$4,500 |
| Drawdown type | EOD trailing | EOD trailing (locks at starting balance) |
| Profit split | 90% | 90% |
| Leverage | Not published | Not published |
| Platforms | Tradovate, NinjaTrader, TradingView, Rithmic, Tradesea, Quantower, Sierra Chart, R|Trader, WealthCharts | TopstepX |
| Payout frequency | Select Daily: daily payout requests; Select Flex: every 5 winning days; Growth: every 5 profitable days; Lightning: no day minimum (profit goal + 20%→25%→30% consistency) | after 5 winning days $150+ (Standard) or 3 days w/ 40% consistency (Consistency path) |
| First payout (days) | 4 | 3 (stronger figure) |
| Min trading days | Not published | 2 |
| Consistency rule | Select eval 40%; Growth funded 35%; Lightning 20% (1st payout) → 25% → 30%; Select funded none | 55% best-day rule in Combine; 40% on XFA Consistency path |
| News trading | Allowed | Not published |
| Weekend holding | Restricted | Not published |
| Discount code | 30% off (Halloween, ends 31 Oct 2026 11:59 PM EST) | Not published |
| Visit site (opens Tradeify in a new tab) | Visit site (opens Topstep in a new tab) |
Not published means we could not find the figure on the firm's own site. Sources are listed on each firm page.
Which should you choose?
Tradeify scores 7.6/10 and Topstep 6.4/10, a wide gap. Both are futures prop firms, so the rule differences below are like for like. Which one is better depends on how you trade, so here is who each firm suits, based only on what they publish.
Pick Tradeify if
- you want a faster payout cycle (daily / on demand)
- you trade high-impact news
- you need Tradovate, NinjaTrader and TradingView
Pick Topstep if
- you want the cheaper way in ($49 vs $99 for the smallest account)
- you care about cost per $1K of account ($0.98 vs $2.46)
- you want the longer track record (operating since 2012)
- you weigh firm-reported payouts ($1.5B+ paid out to prop firm traders)
Price at each account size
Cheapest program each firm sells at the sizes both offer.
| Account | Tradeify | Topstep |
|---|---|---|
| $50K | $145 | $49 |
| $100K | $255 | $99 |
| $150K | $369 | $199 |
Payouts
Tradeify: Select Daily: daily payout requests; Select Flex: every 5 winning days; Growth: every 5 profitable days; Lightning: no day minimum (profit goal + 20%→25%→30% consistency). First payout after 4 days. Methods: Rise (bank transfer, crypto), Plane. The firm reports "$350M+ Verified Payouts" (homepage, checked 31 Oct 2026).
Topstep: after 5 winning days $150+ (Standard) or 3 days w/ 40% consistency (Consistency path). First payout after 3 days. Methods: Prop-to-brokerage (US), Aeropay (US), Wise (China, Canada, UK), ACH (US, $30 fee), Wire/SWIFT ($30 fee). The firm reports "$1.5B+ paid out to prop firm traders" (homepage, checked 31 Oct 2026).
Firm-reported payout totals are the firms' own figures. We have not audited them.
Rule changes
No rule changes logged for either firm since tracking began. Any change will show here and on the rule-change log.
Legit check
Track record, review volume, payout terms and restrictions for each firm, on one page each: Is Tradeify legit? · Is Topstep legit?
FAQ
Which is cheaper, Tradeify or Topstep?
Smallest published entry fee: Tradeify $99, Topstep $49. Cheapest per $1K of account: Tradeify $2.46, Topstep $0.98.
Which pays out faster, Tradeify or Topstep?
Tradeify: Select Daily: daily payout requests; Select Flex: every 5 winning days; Growth: every 5 profitable days; Lightning: no day minimum (profit goal + 20%→25%→30% consistency). Topstep: after 5 winning days $150+ (Standard) or 3 days w/ 40% consistency (Consistency path).
Which has the higher profit split?
Tradeify: 90%; Topstep: 90%. Headline splits often need scaling or an add-on.
Which is better for beginners, Tradeify or Topstep?
On our six-point beginner checklist Tradeify meets 3 and Topstep meets 1. The checklist is explained on the best prop firms for beginners page.
Are Tradeify and Topstep legit?
Both publish their rules and are listed with sources. See the evidence pages: propanalyse.com/firms/tradeify/legit/ and propanalyse.com/firms/topstep/legit/.