FundedXYZ review

Last verified 12 source pagesMethodology

FundedXYZ is a prop firm. Markets: Crypto. Evaluation types: instant, 1-step. Published fees start at $20; account sizes run from $2K to $200K. Profit split: up to 90%.

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Public code10% off first purchase

Disclosure. PropAnalyse is run by the team behind FundedXYZ. This review uses the same fields and the same scoring formula as every other firm.

Verdict

FundedXYZ scores 6.9/10, ranked #10 of 20. Its strongest area is payout (9.2, driven by split, payout cycle and time to first payout); the weakest is track record (4.0). Best fit: crypto traders who want an exchange-style setup, traders who want frequent withdrawals. Missing inputs (track record) score 4/10 by rule.

For

  • Split can reach 90% (see scaling terms)
  • Daily / on demand payout cycle on the headline plan
  • First payout possible after 1 days
  • Positions can be held over the weekend
  • No time limit on the evaluation

Against

  • Has a consistency rule (check which phase it applies to)
  • Founding year not published
  • Publishes less than most: data completeness 76%

Rules at a glance

Challenge types
instant, 1-step
Fees from
$20
Cheapest per $1K
$6
Account sizes
$2K, $2.5K, $5K, $10K, $25K, $50K, $100K, $200K
Profit target
7%
Daily loss limit
5%
Max drawdown
6%
Drawdown type
Not published
Min trading days
0
Consistency rule
Y/Z evaluation only: max 3% profit per single trade and 3% daily profit cap (resets 00:00 UTC+8); none on X Mode
Markets
Crypto
Platforms
FundedXyz proprietary web platform
Leverage
up to 1:100 (X Mode); up to 1:5 (Y/Z Mode)
Restricted countries
Not listed
Trustpilot
4.5 / 5 from 14 reviews

Fees by account size

One-time evaluation fee per program, as listed by the firm. The cheapest option at each size is marked.

AccountX Mode (Instant)Y Mode StandardY Mode HardZ Mode Standard (fixed reward)Z Mode Hard (fixed reward)
$2K-$30-$40$20
$2.5K$180----
$5K$350--$80$40
$10K$600$150$150--
$25K$1.5K$350$300$380$190
$50K-$750$550$680$340
$100K-$1.5K$1K$1.2K$600
$200K--$1.8K--

Costs beyond the fee

Reset / retry
no paid reset stated; 'retry options' offered (price not shown); X Mode re-entry = buy new account at original fee
Fee refund
refund only within 48h of purchase if challenge not started; no fee refund with payout stated
Time limit
unlimited
Activation fee
Not published
Minimum payout
$100 (after split)
Scaling plan
Not published

Payout policy

Profit split
up to 90%
Split scaling
70% Junior -> 80% Pro (5 payouts + $5K cumulative) -> 85% Elite (8 + $10K) -> 90% Aura (12 + $20K)
Payout cycle
X Mode: on demand, no cap, no cooling-off ($100 min); Y Mode funded: 14-day cooling-off, max 5% of balance per payout
First payout (days)
1
Payout methods
USDT
KYC before payout
Required

Trading conduct

News trading
Not published
Weekend holding
Allowed
EAs / bots
Restricted
Copy trading
Not allowed
Hedging
Allowed
Max risk per trade
Y/Z: open positions max 40% of total notional exposure; X Mode: net exposure max 2x account size
Inactivity rule
X Mode fails after 20 consecutive days without a trade; Y/Z may fail after 30 days inactive (48h to trade after notice)

Programs

X Mode (Instant) instant

Profit target
none
Daily loss
none
Max drawdown
4.5%
Profit split
70% rising to 90% (career tiers)
Min days
0

Drawdown static (equity-based); floor locks at starting balance once equity reaches +5%

AccountFeePer $1K
$2.5K$180$72
$5K$350$70
$10K$600$60
$25K$1.5K$60

Y Mode Standard 1-step

Profit target
7%
Daily loss
5%
Max drawdown
6%
Profit split
70-90%
Min days
0
AccountFeePer $1K
$2K$30$15
$10K$150$15
$25K$350$14
$50K$750$15
$100K$1.5K$15

Y Mode Hard 1-step

Profit target
12%
Daily loss
5%
Max drawdown
5%
Profit split
70-90%
Min days
0
AccountFeePer $1K
$10K$150$15
$25K$300$12
$50K$550$11
$100K$1K$10
$200K$1.8K$9

Z Mode Standard (fixed reward) 1-step

Profit target
15%
Daily loss
5%
Max drawdown
9%
Profit split
n/a - fixed USDT reward on pass ($120-$3,600), no funded account
Min days
0
AccountFeePer $1K
$2K$40$20
$5K$80$16
$25K$380$15.2
$50K$680$13.6
$100K$1.2K$12

Z Mode Hard (fixed reward) 1-step

Profit target
13%
Daily loss
5%
Max drawdown
4.5%
Profit split
n/a - fixed USDT reward on pass ($80-$2,800), no funded account
Min days
0

Drawdown static (from initial capital)

AccountFeePer $1K
$2K$20$10
$5K$40$8
$25K$190$7.6
$50K$340$6.8
$100K$600$6

Rule history

No changes recorded since we started tracking this firm. Every future change to its rules, fees or payout terms will appear here with the date.

All rule changes · RSS

FAQ

What profit split does FundedXYZ pay?

FundedXYZ lists a profit split of up to 90% (70% Junior -> 80% Pro (5 payouts + $5K cumulative) -> 85% Elite (8 + $10K) -> 90% Aura (12 + $20K)), per its website as of 2026-10-26.

How much is the cheapest FundedXYZ challenge?

The lowest published fee is $20 for a $2K account.

What are FundedXYZ's drawdown rules?

Daily loss limit: 5%; maximum drawdown: 6%.

How often does FundedXYZ pay out?

Payout cycle: X Mode: on demand, no cap, no cooling-off ($100 min); Y Mode funded: 14-day cooling-off, max 5% of balance per payout. First payout eligible after 1 days.

Which platforms does FundedXYZ support?

FundedXyz proprietary web platform.

Does FundedXYZ refund the challenge fee?

refund only within 48h of purchase if challenge not started; no fee refund with payout stated.

Is there a time limit on FundedXYZ challenges?

unlimited.

Can you reset or retry a failed FundedXYZ challenge?

no paid reset stated; 'retry options' offered (price not shown); X Mode re-entry = buy new account at original fee.

Can you trade crypto with FundedXYZ?

Yes: leverage X Mode up to 100x; Y/Z Mode 1x-5x (user-selectable); 4 crypto instruments. Full crypto terms: propanalyse.com/crypto/fundedxyz/.

Is FundedXYZ legit?

We score firms on published data, not opinions. FundedXYZ has a PA Score of 6.9/10 and a Trustpilot rating of 4.5. Check the rule history on this page for recent changes.

Sources

Every figure above was read from these pages on . Firms change rules often, so confirm before you buy.

  1. https://www.fundedxyz.com/
  2. https://www.fundedxyz.com/pricing
  3. https://www.fundedxyz.com/faq
  4. https://www.fundedxyz.com/about
  5. https://www.fundedxyz.com/terms
  6. https://www.trustpilot.com/review/fundedxyz.com
  7. https://www.fundedxyz.com/faq
  8. https://www.fundedxyz.com/terms
  9. https://www.fundedxyz.com/
  10. https://www.fundedxyz.com/faq
  11. https://www.fundedxyz.com/terms
  12. https://www.fundedxyz.com/payouts

Data notes. Headline rules = Y Mode Standard (flagged POPULAR). X Mode fees are list prices; site shows 10% off with FIRST code. X Mode: limit-order entries only, 2x net position limit, auto-fails after 20 days inactivity. Y/Z: 40% position-size limit. Assets: X Mode BTC/ETH/SOL/XRP USDT pairs; Y/Z BTC/ETH perps. Y Mode drawdown type not stated. Founded year, HQ and restricted countries not stated on own site (Trustpilot company profile lists Singapore). Site wording is inconsistent: homepage/pricing say simulated virtual balances, but FAQ text says live funded accounts with real capital. Homepage widget shows Trustpilot 4.4/30, but Trustpilot page showed 4.5/14 on 2026-10-26. News trading policy not found. Refunds only within 48h of purchase if challenge not started. VPN, API trading and copy trading prohibited.