Caution

Funding Traders is listed with a caution

Trustpilot has suspended Funding Traders’ rating for breaching its guidelines and removed fake reviews, and half of the 20 most recent reviews report denied or delayed payouts or accounts terminated at payout request.

  • Trustpilot shows: “This company’s rating is unavailable due to a breach of our guidelines.” and “We’ve removed a number of fake reviews for this company.” No date shown (checked 31 Oct 2026). Source, 31 Oct 2026
  • 10 of the 20 most recent reviews (posted 12-31 Oct 2026, company replies excluded) report payouts denied, delayed or withheld, or accounts terminated after a payout request. One reviewer lists $18,137.74 denied across three accounts. 1-star share is 24% of 3,283 reviews. Source, 31 Oct 2026

Funding Traders’s response: The firm replies on Trustpilot (13 replies on page 1). To one payout complaint it wrote: “Your review contains claims that are purely false and misleading,” saying its Risk Department flagged “Self-Reversing Positions, which is categorized as Cross-Account Hedging.” (source, 18 Oct 2026)

While the caution stands its PA Score is capped at 4.0/10 (formula score 6.6), it is ranked below every active firm, and we show no offers, promo codes or best-of listings for it. Listed since ; status re-checked every 30 days (next by ). These are reports from the sources linked above, not a finding by PropAnalyse. Funding Traders can request a review with evidence via For prop firms. How caution works · All firms with warnings

Funding Traders review

CFDMiami Beach, United StatesFounded 2023Last verified 37 source pagesMethodology

Funding Traders is a prop firm, founded in 2023, based in Miami Beach, United States. Markets: Forex, Indices, Commodities, Crypto. Evaluation types: 1-step, 2-step, instant. Published fees start at $49; account sizes run from $5K to $400K. Profit split: 80% up to 100%.

Visit (caution) (opens Funding Traders in a new tab)

Promo codes are not shown while a caution stands.

Verdict

Funding Traders scores 4.0/10, ranked #49 of 52. Its strongest area is cost (9.2, driven by fee per $1K of account); the weakest is track record (3.8). Best fit: traders on a budget. Missing inputs (trust) score 4/10 by rule.

For

  • Split can reach 100% (see scaling terms)
  • Low cost per $1K of buying power: $4
  • Daily / on demand payout cycle on the headline plan
  • Positions can be held over the weekend
  • Static drawdown: the floor does not climb with your equity
  • Challenge fee refunded: Full refund within 14 days of purchase only if no trade has been opened. Evaluation fee refunded with the second funded payout (Instant Funding: 200% refund bonus with the second payout).

Against

  • Wait 21 days for the first payout
  • News trading restricted on some programs
  • Has a consistency rule (check which phase it applies to)
  • No usable Trustpilot rating

Rules at a glance

Challenge types
1-step, 2-step, instant
Fees from
$49
Cheapest per $1K
$4
Account sizes
$5K, $10K, $25K, $50K, $100K, $200K, $400K
Profit target
10% / 5%
Daily loss limit
5%
Max drawdown
10%
Drawdown type
static
Min trading days
4
Consistency rule
1-Step Pro funded: largest day <= 50% of total profit; Instant Funding: <= 15%; 2-Step Pro6/Pro10: none (exceeding delays payout, not a breach)
Account type
CFDSells simulated forex/CFD evaluations and instant accounts on MetaTrader 5 and TradeLocker (forex, indices, metals, oil, crypto CFDs); no futures or exchange accounts. Source
Markets
Forex, Indices, Commodities, Crypto
Platforms
  • MT5
  • TradeLocker
Leverage
Up to 1:50: FX majors 1:50; EURGBP/GBPJPY and FX minors/exotics 1:30; indices 1:15-1:40 (US100 1:30, US30 1:40, GER30 1:30, JPN225 1:40, US500 1:25, UK100 1:20); metals 1:20; oil 1:10; other commodities 1:1; BTC 1:10, ETH/SOL/XRP 1:5, other crypto 1:1
Restricted countries
Afghanistan, Kazakhstan, Mongolia, Morocco, Poland, Taiwan, Ukraine, Venezuela, Vietnam, Central African Republic, North Korea, Congo, Zaire, Iran, Iraq, Libya, Mali, Saipan, Somalia, South Sudan, Yemen, Ontario (Canada), Myanmar, Russian Federation
Trustpilot
No rating shown (3,283 reviews)

Fees by account size

One-time evaluation fee per program, as listed by the firm. The cheapest option at each size is marked.

Account2-Step Pro102-Step Pro61-Step ProInstant Funding2-Step Day & Swing
$5K$90$49$59--
$10K$150$79$109$179-
$25K$290$159$229$319-
$50K$430$259$329$479-
$100K$750$459$589$749-
$200K$1.2K$799$999$1.3K-
$400K---$2.3K-

Costs beyond the fee

Reset / retry
Phase 1: 60% off the original cost; Phase 2: 130% of the challenge cost to stay in Phase 2, or 50% off to restart from Phase 1; Instant: 50% off. One reset per challenge, claim within 48h of breach.
Fee refund
Full refund within 14 days of purchase only if no trade has been opened. Evaluation fee refunded with the second funded payout (Instant Funding: 200% refund bonus with the second payout).
Time limit
Not published
Activation fee
Not published
Minimum payout
50
Scaling plan
Not published

Payout policy

Profit split
80% up to 100%
Split scaling
2-Step Swing: 70% (1st payout) -> 80% (2nd) -> 90% (3rd onward); other accounts raise split only via checkout add-ons (90%/100%)
Payout cycle
2-Step Pro6/Pro10, 2-Step Day/Swing and 1-Step Pro: first payout 21 days after the first funded trade, then every 21 days (14-day add-on). Instant Funding: on-demand once eligible per the Instant help article (accounts bought on/after 8 Oct 2026); homepage table says 7 days and homepage FAQ / add-ons article say every 14 days.
First payout (days)
21
Payout methods
Rise (bank transfer), Crypto USDT (ERC-20) via Coinbase Commerce
KYC before payout
Required

Trading conduct

News trading
Restricted
Weekend holding
Allowed
EAs / bots
restricted: risk-management EAs and EAs developed by the trader (incl. AI-assisted, if fully understood) only; off-the-shelf, grid and hedging EAs banned
Copy trading
Allowed
Hedging
Not allowed
Max risk per trade
2% of initial balance per trade idea (2-Step funded phase; 1-Step Pro challenge and funded); Instant Funding: floating loss across open trades max 1% of initial balance; Instant max 20 lots per trade
Inactivity rule
At least one trade every 30 days (first period starts at purchase); otherwise account permanently failed

Programs

2-Step Pro10 2-step

Profit target
10% / 5%
Daily loss
5%
Max drawdown
10%
Profit split
80% (90% or 100% with add-on)
Min days
4

Drawdown static

AccountFeePer $1K
$5K$90$18
$10K$150$15
$25K$290$11.6
$50K$430$8.6
$100K$750$7.5
$200K$1.2K$6.25

2-Step Pro6 2-step

Profit target
6% / 6%
Daily loss
3%
Max drawdown
6%
Profit split
80% (90% or 100% with add-on)
Min days
4

Drawdown static

AccountFeePer $1K
$5K$49$9.8
$10K$79$7.9
$25K$159$6.36
$50K$259$5.18
$100K$459$4.59
$200K$799$4

1-Step Pro 1-step

Profit target
10%
Daily loss
3%
Max drawdown
10%
Profit split
90% (100% with add-on)
Min days
2

Drawdown trailing

AccountFeePer $1K
$5K$59$11.8
$10K$109$10.9
$25K$229$9.16
$50K$329$6.58
$100K$589$5.89
$200K$999$5

Instant Funding instant

Profit target
Not published
Daily loss
3%
Max drawdown
6%
Profit split
90% (100% with add-on)
Min days
Not published

Drawdown trailing

AccountFeePer $1K
$10K$179$17.9
$25K$319$12.76
$50K$479$9.58
$100K$749$7.49
$200K$1.3K$6.75
$400K$2.3K$5.87

2-Step Day & Swing 2-step

Profit target
10% / 5%
Daily loss
5%
Max drawdown
10%
Profit split
Day: 80% (90%/100% with add-ons); Swing: 70% -> 80% -> 90% by payout
Min days
Not published

Drawdown static

AccountFeePer $1K
$5KNot publishedNot published
$10KNot publishedNot published
$25KNot publishedNot published
$50KNot publishedNot published
$100KNot publishedNot published
$200KNot publishedNot published

Is Funding Traders legit?

Evidence level: Moderate (2/6). Reports $8M+ paid; publishes 100% of the fields we track. The firm reports "Over +$8M Paid to Traders" on its homepage (checked 31 Oct 2026). Full evidence check.

Complaints about Funding Traders

Traders can report a payout, rule or refund problem with Funding Traders. We check the evidence, give the firm 7 days to respond, and show the result here.

0Received
0Verified
0Resolved
0Unresolved

No verified complaints yet. Nothing has been reported to us about Funding Traders so far.

Nothing counts against its PA Score from complaints right now. Only verified complaints the firm has not resolved within 7 days count, for 12 months.

Report a problemHow complaints work

Changelog

Last verified . Next full re-check due by (we re-verify every firm at least every 30 days).

Rule changes

DateFieldWasNow
ListingListingnoneAdded to PropAnalyse

Verification timeline

DateCheckDetail
Rules, fees and payout terms read19 pages on the firm's own site and its Trustpilot profile
Costs, refunds and payout methods checked12 help-centre / FAQ pages
Crypto trading terms checked6 pages
Account type recordedCFD, from the firm's product page
Homepage payout claims checkedFirm reports "Over +$8M Paid to Traders"

All rule changes · RSS · Verification log

FAQ

What profit split does Funding Traders pay?

Funding Traders lists a profit split of 80% up to 100% (2-Step Swing: 70% (1st payout) -> 80% (2nd) -> 90% (3rd onward); other accounts raise split only via checkout add-ons (90%/100%)), per its website as of 2026-10-31.

How much is the cheapest Funding Traders challenge?

The lowest published fee is $49 for a $5K account (2-Step Pro6).

What are Funding Traders's drawdown rules?

Daily loss limit: 5%; maximum drawdown: 10% (static).

How often does Funding Traders pay out?

Payout cycle: 2-Step Pro6/Pro10, 2-Step Day/Swing and 1-Step Pro: first payout 21 days after the first funded trade, then every 21 days (14-day add-on). Instant Funding: on-demand once eligible per the Instant help article (accounts bought on/after 8 Oct 2026); homepage table says 7 days and homepage FAQ / add-ons article say every 14 days.. First payout eligible after 21 days.

Which platforms does Funding Traders support?

MT5, TradeLocker.

Can you trade the news with Funding Traders?

Partly. News trading is restricted on some programs or windows; check the firm's rules page.

Does Funding Traders refund the challenge fee?

Full refund within 14 days of purchase only if no trade has been opened. Evaluation fee refunded with the second funded payout (Instant Funding: 200% refund bonus with the second payout)..

Can you reset or retry a failed Funding Traders challenge?

Phase 1: 60% off the original cost; Phase 2: 130% of the challenge cost to stay in Phase 2, or 50% off to restart from Phase 1; Instant: 50% off. One reset per challenge, claim within 48h of breach..

Can you trade crypto with Funding Traders?

Yes: execution on Simulated CFD accounts on MT5 / TradeLocker; leverage BTC 1:10; ETH/SOL/XRP 1:5; other crypto 1:1. Full crypto terms: propanalyse.com/crypto/funding-traders/.

Is Funding Traders legit?

We score firms on published data, not opinions. Funding Traders has a PA Score of 4.0/10; it was founded in 2023. Check the rule history on this page for recent changes.

Embed Funding Traders’s PA Score

Run Funding Traders? Put this badge on your site. It is generated from our dataset, so it updates by itself whenever we re-verify, and it always shows the verification date. Embedding it, or not, never changes the score. Stars are the score divided by two.

Funding Traders on PropAnalyse: PA Score 4.0/10 (caution)
Light
Funding Traders on PropAnalyse: PA Score 4.0/10 (caution), dark theme
Dark
HTML (no JavaScript)
<a href="https://propanalyse.com/firms/funding-traders/?ref=badge" title="Funding Traders on PropAnalyse"><img src="https://propanalyse.com/badge/funding-traders.svg" width="300" height="116" alt="Funding Traders on PropAnalyse: PA Score 4.0/10 (caution)" loading="lazy" style="border:0;max-width:100%;height:auto"></a>

Sources

Every figure above was read from these pages on . Firms change rules often, so confirm before you buy.

  1. https://fundingtraders.com/
  2. https://app.fundingtraders.com/login
  3. https://fundingtraders.com/terms
  4. https://fundingtraders.com/refund-policy
  5. https://fundingtraders.com/prop-trading-partners
  6. https://fundingtraders.com/prop-trading-payouts
  7. https://fundingtraders.com/prop-trading-firm
  8. https://fundingtraders.com/help/en/articles/13399206-2-step-pro
  9. https://fundingtraders.com/help/en/articles/13615032-1-step-pro
  10. https://fundingtraders.com/help/en/articles/17459915-instant-funding
  11. https://fundingtraders.com/help/en/articles/17589312-2-step-day-swing
  12. https://fundingtraders.com/help/en/articles/16762255-try-out-account
  13. https://fundingtraders.com/help/en/articles/11936660-reset-account-feature
  14. https://fundingtraders.com/help/en/articles/17333842-all-add-ons
  15. https://fundingtraders.com/help/en/articles/12838492-general-trading-guidelines
  16. https://fundingtraders.com/help/en/articles/11927126-risk-management-at-fundingtraders
  17. https://fundingtraders.com/help/en/articles/13224028-payout-guarantee
  18. https://fundingtraders.com/help/en/articles/13134581-promotions
  19. https://www.trustpilot.com/review/fundingtraders.com
  20. https://fundingtraders.com/refund-policy
  21. https://fundingtraders.com/terms
  22. https://fundingtraders.com/help/en/articles/11936660-reset-account-feature
  23. https://fundingtraders.com/help/en/articles/17333842-all-add-ons
  24. https://fundingtraders.com/help/en/articles/13399206-2-step-pro
  25. https://fundingtraders.com/help/en/articles/13615032-1-step-pro
  26. https://fundingtraders.com/help/en/articles/17459915-instant-funding
  27. https://fundingtraders.com/help/en/articles/17589312-2-step-day-swing
  28. https://fundingtraders.com/help/en/articles/12838492-general-trading-guidelines
  29. https://fundingtraders.com/help/en/articles/11927126-risk-management-at-fundingtraders
  30. https://fundingtraders.com/help/en/articles/13224028-payout-guarantee
  31. https://fundingtraders.com/
  32. https://fundingtraders.com/help/en/articles/13399206-2-step-pro
  33. https://fundingtraders.com/help/en/articles/17589312-2-step-day-swing
  34. https://fundingtraders.com/help/en/articles/17459915-instant-funding
  35. https://fundingtraders.com/help/en/articles/12838492-general-trading-guidelines
  36. https://fundingtraders.com/help/en/articles/17333842-all-add-ons
  37. https://fundingtraders.com/

Data notes. List prices from the fundingtraders.com homepage challenge table (all four tabs present in page HTML; re-checked 2026-10-31, unchanged). The homepage shows each price struck through next to a 50%-off price, which matches the posted first-challenge code TRYFT (50% off first challenge); a site-wide banner (homepage + app login) advertises code HALLOWIN = 70% OFF ('limited time', no end date shown), and the help-centre Promotions article lists code HALLOWEEN (50% off + free matching account + all add-ons, valid Oct 26-31, 2026). 2-Step Day & Swing is documented in the help centre as a newly launched 2-Step variant (5K-200K, MT5/TradeLocker) but is not priced on the homepage table, so its fees are null. A free $1,000 'Try Out' 1-Step Pro account (MT5 only, new users via tryout.fundingtraders.com) exists and is excluded from fee_from. Rule conflicts on the firm's own pages: homepage table shows 4 min trading days for 1-Step Pro but the 1-Step Pro help article says 2 (used 2); Instant payout schedule is '7 Days' on the homepage table, 'every 14 days' in the homepage FAQ/add-ons article and 'On-Demand' in the Instant help article; General Trading Guidelines (Mar 2026) say Instant accounts cannot hold over the weekend while the newer Instant article (Oct 2026) says they can; homepage FAQ says the fee is refunded with the first payout while Terms s.10.1 and program articles say with the second payout (Instant: 200% refund bonus). Instant max loss trails until +3% then locks at initial balance; 1-Step Pro max loss trails from highest balance. News: challenge phases unrestricted; funded Pro accounts cap news-influenced profit at 30% (trades opened/held/closed within 5 min of red-folder news; 5h+ holds exempt); Instant: no opening/closing within the 10-minute window (hard breach). weekend_holding 'allowed' for Pro/Swing/Instant (current articles); 2-Step Day auto-closes non-crypto positions at 16:55 NY daily and before the Friday close. HQ: footer lists FT US Inc (901 Pennsylvania Ave, Miami Beach, FL, US) and Funding Traders Group Ltd (Saint Lucia, Company No. 2025-00298); Trustpilot company profile shows Dubai, U.A.E. founded=2023 from the app login page ('2023 Established'). Restricted-country list from the site footer, although the live payout tracker shows payouts to traders listed in Vietnam and Morocco. Homepage claims 53,000+ accounts funded; app login claims over $8M paid. CAUTION (payout complaints): Trustpilot (https://www.trustpilot.com/review/fundingtraders.com, checked 2026-10-31) shows 'This company's rating is unavailable due to a breach of our guidelines' and 'We've removed a number of fake reviews for this company' (3,283 reviews; distribution 68% 5-star / 24% 1-star). Recent reviews (Oct 2026) include complaints of second payouts delayed over a week with slow risk-team replies, Instant accounts terminated when a payout was requested (cited news-trading breaches on BTCUSD), terminations for exceeding the 1% floating-risk limit by small amounts, a disputed daily-drawdown reset on an overnight hold, and a dispute over whether holding through news was allowed; other recent reviews report payouts received within 24 hours. Listed with caution; no regulator action seen on the firm's site.