ThinkCapital review

CFDLast verified 26 source pagesMethodology

ThinkCapital is a prop firm. Markets: Forex, Indices, Commodities, Crypto. Evaluation types: 1-step, 2-step, 3-step, instant. Published fees start at $39; account sizes run from $2.5K to $100K. Profit split: 80% up to 90%.

Visit site (opens ThinkCapital in a new tab)

No public discount code on the firm's site at last check.

Verdict

ThinkCapital scores 6.1/10, ranked #40 of 52. Its strongest area is cost (9.6, driven by fee per $1K of account); the weakest is track record (4.0). Best fit: traders on a budget. Missing inputs (trust, track record) score 4/10 by rule.

For

  • Split can reach 90% (see scaling terms)
  • Low cost per $1K of buying power: $3.49
  • Static drawdown: the floor does not climb with your equity
  • No time limit on the evaluation

Against

  • News trading restricted on some programs
  • No usable Trustpilot rating
  • Founding year not published

Rules at a glance

Challenge types
1-step, 2-step, 3-step, instant
Fees from
$39
Cheapest per $1K
$3.49
Account sizes
$2.5K, $5K, $10K, $25K, $50K, $100K
Profit target
9% / 5%
Daily loss limit
4%
Max drawdown
7% challenge / 8% funded
Drawdown type
static
Min trading days
3
Consistency rule
None on Lightning, Dual Step, Nexus; Bolt: best day ≤20% of total profit; Bolt Flex: ≤25%
Account type
CFDSells simulated forex/CFD challenges and instant-funding accounts traded on the ThinkMarkets app (ThinkTrader) with TradingView integration; backed by broker ThinkMarkets. Source
Markets
Forex, Indices, Commodities, Crypto
Platforms
  • ThinkTrader
  • TradingView
Leverage
Dual Step/Nexus dynamic up to 1:100 forex; Lightning 1:30 forex; Bolt/Bolt Flex dynamic up to 1:50 (Bolt page), FAQ says up to 1:100 forex
Restricted countries
Vietnam, Russia, Ukraine, Zambia, Yemen, Western Sahara, West Bank, Vatican City, Syria, Sudan, Somalia, Samoa, Republic of the Congo, North Korea, Midway Islands, Mali, Guinea, Haiti, Libya, Lebanon, Kosovo, Iran, Iraq, Venezuela, Cyprus, Cuba, Central African Republic, Burundi, Myanmar, British Columbia (Canada), Australia, Albania, Afghanistan
Trustpilot
No rating shown (605 reviews)

Fees by account size

One-time evaluation fee per program, as listed by the firm. The cheapest option at each size is marked.

AccountLightning (One Step)Dual Step Intraday (Two Step)Dual Step Swing (Two Step)Nexus (Three Step)Bolt (Instant Funding)Bolt Flex (Instant Funding)
$2.5K----$39$59
$5K$59$59$82$39$71$107
$10K$99$99$138$79$127$191
$25K$199$199$278$139$279$419
$50K$299$299$418$199$479$719
$100K$499$499$698$349$899-

Costs beyond the fee

Reset / retry
Not published
Fee refund
Not published
Time limit
Unlimited (maximum trading days unlimited)
Activation fee
Not published
Minimum payout
100
Scaling plan
Achieve 10% return in 3 months → account size +20%, up to $1,500,000 (Lightning/Dual Step/Nexus); Bolt+Bolt Flex scale to $500K

Payout policy

Profit split
80% up to 90%
Split scaling
90% via scaling or paid add-on
Payout cycle
Every 14 days (7-day add-on on challenges; On-Demand Payouts add-on on Bolt/Bolt Flex)
First payout (days)
14
Payout methods
Crypto (USDT TRC20/ERC20), Rise (riseworks.io, $50 flat monthly fee), Transfer to ThinkMarkets live account (eligible countries)
KYC before payout
Not published

Trading conduct

News trading
Restricted
Weekend holding
Restricted
EAs / bots
allowed in principle but cannot be deployed (ThinkMarkets app has no automated trading)
Copy trading
Not allowed
Hedging
Not allowed
Max risk per trade
Not published
Inactivity rule
Account terminated after 30 days without opening a new trade

Programs

Lightning (One Step) 1-step

Profit target
10%
Daily loss
3% (balance-based)
Max drawdown
6%
Profit split
80% (90% with scaling or add-on)
Min days
3

Drawdown trailing (balance), locks at initial balance after +6%

AccountFeePer $1K
$5K$59$11.8
$10K$99$9.9
$25K$199$7.96
$50K$299$5.98
$100K$499$4.99

Dual Step Intraday (Two Step) 2-step

Profit target
9% / 5%
Daily loss
4% (equity-based)
Max drawdown
7% challenge / 8% funded
Profit split
80% (90% with scaling or add-on)
Min days
3

Drawdown static (fixed to initial balance)

AccountFeePer $1K
$5K$59$11.8
$10K$99$9.9
$25K$199$7.96
$50K$299$5.98
$100K$499$4.99

Dual Step Swing (Two Step) 2-step

Profit target
9% / 5%
Daily loss
4% (balance-based)
Max drawdown
7% challenge / 8% funded
Profit split
80% (90% with scaling or add-on)
Min days
3

Drawdown static (fixed to initial balance)

AccountFeePer $1K
$5K$82$16.4
$10K$138$13.8
$25K$278$11.12
$50K$418$8.36
$100K$698$6.98

Nexus (Three Step) 3-step

Profit target
7% / 6% / 5%
Daily loss
4% (balance-based)
Max drawdown
8%
Profit split
80% (90% with scaling or add-on)
Min days
3

Drawdown static (fixed to initial balance)

AccountFeePer $1K
$5K$39$7.8
$10K$79$7.9
$25K$139$5.56
$50K$199$3.98
$100K$349$3.49

Bolt (Instant Funding) instant

Profit target
6% first-payout target only
Daily loss
3% (equity-based)
Max drawdown
6%
Profit split
80% (90% add-on)
Min days
Not published

Drawdown trailing (equity, real-time), locks at initial balance after +6%

AccountFeePer $1K
$2.5K$39$15.6
$5K$71$14.2
$10K$127$12.7
$25K$279$11.16
$50K$479$9.58
$100K$899$8.99

Bolt Flex (Instant Funding) instant

Profit target
7% first-payout target only
Daily loss
3% (balance-based)
Max drawdown
7%
Profit split
80% (90% add-on)
Min days
Not published

Drawdown trailing (balance), locks at initial balance after +7%

AccountFeePer $1K
$2.5K$59$23.6
$5K$107$21.4
$10K$191$19.1
$25K$419$16.76
$50K$719$14.38

Is ThinkCapital legit?

Evidence level: Moderate (2/6). Reports $5M+ paid; publishes 90% of the fields we track. The firm reports "Total payouts $5M+" on its homepage (checked 31 Oct 2026). Full evidence check.

Complaints about ThinkCapital

Traders can report a payout, rule or refund problem with ThinkCapital. We check the evidence, give the firm 7 days to respond, and show the result here.

0Received
0Verified
0Resolved
0Unresolved

No verified complaints yet. Nothing has been reported to us about ThinkCapital so far.

Nothing counts against its PA Score from complaints right now. Only verified complaints the firm has not resolved within 7 days count, for 12 months.

Report a problemHow complaints work

Changelog

Last verified . Next full re-check due by (we re-verify every firm at least every 30 days).

Rule changes

DateFieldWasNow
ListingListingnoneAdded to PropAnalyse

Verification timeline

DateCheckDetail
Rules, fees and payout terms read16 pages on the firm's own site and its Trustpilot profile
Costs, refunds and payout methods checked6 help-centre / FAQ pages
Crypto trading terms checked4 pages
Account type recordedCFD, from the firm's product page
Homepage payout claims checkedFirm reports "Total payouts $5M+"

All rule changes · RSS · Verification log

FAQ

What profit split does ThinkCapital pay?

ThinkCapital lists a profit split of 80% up to 90% (90% via scaling or paid add-on), per its website as of 2026-10-31.

How much is the cheapest ThinkCapital challenge?

The lowest published fee is $39 for a $2.5K account (Bolt (Instant Funding)).

What are ThinkCapital's drawdown rules?

Daily loss limit: 4%; maximum drawdown: 7% challenge / 8% funded (static).

How often does ThinkCapital pay out?

Payout cycle: Every 14 days (7-day add-on on challenges; On-Demand Payouts add-on on Bolt/Bolt Flex). First payout eligible after 14 days.

Which platforms does ThinkCapital support?

ThinkTrader, TradingView.

Can you trade the news with ThinkCapital?

Partly. News trading is restricted on some programs or windows; check the firm's rules page.

Is there a time limit on ThinkCapital challenges?

Unlimited (maximum trading days unlimited).

Can you trade crypto with ThinkCapital?

Yes: execution on Simulated CFD on ThinkMarkets app (ThinkTrader) / TradingView; leverage Lightning 1:1; Dual Step/Nexus dynamic BTCUSD 1:2 (0-0.10 lots) then 1:1. Full crypto terms: propanalyse.com/crypto/thinkcapital/.

Is ThinkCapital legit?

We score firms on published data, not opinions. ThinkCapital has a PA Score of 6.1/10. Check the rule history on this page for recent changes.

Embed ThinkCapital’s PA Score

Run ThinkCapital? Put this badge on your site. It is generated from our dataset, so it updates by itself whenever we re-verify, and it always shows the verification date. Embedding it, or not, never changes the score. Stars are the score divided by two.

ThinkCapital on PropAnalyse: PA Score 6.1/10
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Sources

Every figure above was read from these pages on . Firms change rules often, so confirm before you buy.

  1. https://www.thinkcapital.com/
  2. https://www.thinkcapital.com/lightning/
  3. https://www.thinkcapital.com/dual-step/
  4. https://www.thinkcapital.com/nexus/
  5. https://www.thinkcapital.com/instant-funding/
  6. https://www.thinkcapital.com/bolt-flex-instant-funding/
  7. https://www.thinkcapital.com/about-us/
  8. https://www.thinkcapital.com/partners/
  9. https://www.thinkcapital.com/tc-faqs/funded-accounts/how-is-the-payout-processed-and-how-long-does-it-take/
  10. https://www.thinkcapital.com/tc-faqs/general-faqs/leverage-commission-and-swap-charges-structure/
  11. https://www.thinkcapital.com/tc-faqs/funded-accounts/news-trading-policy-rule-and-restriction/
  12. https://www.thinkcapital.com/tc-faqs/general-faqs/what-trading-platforms-does-thinkcapital-offer-and-what-instruments-can-i-trade-there/
  13. https://www.thinkcapital.com/tc-faqs/penalties-faq-section/penalties-faq-section/
  14. https://www.thinkcapital.com/tc-faqs/general-faqs/are-expert-advisors-eas-allowed-at-thinkcapital/
  15. https://www.thinkcapital.com/tc-faqs/general-faqs/who-is-thinkcapital/
  16. https://www.trustpilot.com/review/thinkcapital.com
  17. https://www.thinkcapital.com/tc-faqs/funded-accounts/how-is-the-payout-processed-and-how-long-does-it-take/
  18. https://www.thinkcapital.com/lightning/
  19. https://www.thinkcapital.com/instant-funding/
  20. https://www.thinkcapital.com/tc-faqs/penalties-faq-section/penalties-faq-section/
  21. https://www.thinkcapital.com/tc-faqs/general-faqs/are-expert-advisors-eas-allowed-at-thinkcapital/
  22. https://www.thinkcapital.com/bolt-flex-instant-funding/
  23. https://www.thinkcapital.com/tc-faqs/general-faqs/what-trading-platforms-does-thinkcapital-offer-and-what-instruments-can-i-trade-there/
  24. https://www.thinkcapital.com/tc-faqs/general-faqs/leverage-commission-and-swap-charges-structure/
  25. https://www.thinkcapital.com/tc-faqs/funded-accounts/how-is-the-payout-processed-and-how-long-does-it-take/
  26. https://www.thinkcapital.com/tc-faqs/penalties-faq-section/penalties-faq-section/

Data notes. Prices from per-size data attributes of the homepage program table (base prices; add-ons extra; no strike/promo shown). Headline = Dual Step (homepage 'Most Popular'). News: no trading 2 min either side of red-folder news on Lightning/Nexus/Dual Step Intraday (add-on on Lightning/Nexus), 5 min on Bolt/Bolt Flex; Dual Step Swing allows news. Weekend holding: not allowed on Dual Step Intraday; allowed on Swing, Lightning, Nexus; Bolt/Bolt Flex only with add-on. Lightning scaling: +20% account size after 10% return in 3 months, up to $1.5M. Backed by ThinkMarkets (FCA/ASIC/CySEC/FSCA) but ThinkCapital itself is unregulated; led by Faizan Anees. Founding year and legal entity/HQ not published on own site (Trustpilot profile lists United Kingdom), left null. Trustpilot: 'This company's rating is unavailable due to a breach of our guidelines', score null. Free Trial available. Crypto not available on Bolt/Bolt Flex.