Top One Futures review

FuturesCheyenne, WY, United StatesLast verified 46 source pagesMethodology

Top One Futures is a prop firm, based in Cheyenne, WY, United States. Markets: Futures, Indices, Commodities, Forex, Crypto. Evaluation types: 1-step, instant. Published fees start at $39; account sizes run from $25K to $150K. Profit split: 90%.

Visit site (opens Top One Futures in a new tab)
Public code50% off Elite Daily and Ignite, 45% off Instant (Halloween)

Verdict

Top One Futures scores 7.8/10, ranked #8 of 52. Its strongest area is cost (10.0, driven by fee per $1K of account); the weakest is track record (4.0). Best fit: traders on a budget, traders who want frequent withdrawals. Missing inputs (track record) score 4/10 by rule.

For

  • Split can reach 90% (see scaling terms)
  • Low cost per $1K of buying power: $0.78
  • Daily / on demand payout cycle on the headline plan
  • First payout possible after 1 days
  • Strong Trustpilot record: 4.8 from 5,282 reviews
  • 5 platforms to choose from

Against

  • News trading restricted on some programs
  • Trailing drawdown (EOD trailing) on the headline plan
  • Has a consistency rule (check which phase it applies to)
  • Founding year not published
  • Evaluation time limit: 30 days on Elite Access and X-Daily Spark evaluations; Elite Daily has no limit while the monthly subscription is active
  • Activation fee after passing: $139

Rules at a glance

Challenge types
1-step, instant
Fees from
$39
Cheapest per $1K
$0.78
Account sizes
$25K, $50K, $100K, $150K
Profit target
6%
Daily loss limit
$500-$1,850 depending on size (none on Elite Access evaluation)
Max drawdown
$1,000 / $2,000 / $3,000 / $4,500 (Elite Daily)
Drawdown type
EOD trailing
Min trading days
Not published
Consistency rule
Elite Daily: 40% on the evaluation only. Elite Access: none on the evaluation, 40% funded. Instant Sim Funded: 20%. Ignite: 15%
Account type
FuturesSells simulated CME-group futures evaluations and instant sim-funded accounts on Tradovate/NinjaTrader, BlackArrow and WealthCharts. Its CFD offering is a separate sister brand (Top One Trader, toponetrader.com). Source
Markets
Futures, Indices, Commodities, Forex, Crypto
Platforms
  • Tradovate
  • NinjaTrader
  • TradingView
  • BlackArrow
  • WealthCharts
Leverage
Not published
Restricted countries
Afghanistan, Albania, Algeria, Angola, Antarctica, Armenia, Azerbaijan, Bahamas, Barbados, Belarus, Bosnia & Herzegovina, Botswana, Burkina Faso, Burma (Myanmar), Burundi, Cambodia, Central African Republic, Chad, Côte d'Ivoire, Crimea, Cuba, Democratic Republic of Congo, Djibouti, East Timor, Ecuador, Ethiopia, Ghana, Guinea-Bissau, Iceland, Indonesia, Iran, Iraq, Jamaica, Jordan, Kazakhstan, Kosovo, Kuwait, Laos, Lebanon, Lesotho, Liberia, Libya, Macedonia, Malawi, Mauritius, Mongolia, Montenegro, Morocco, Nicaragua, North Korea, Pakistan, Palestine, Panama, Papua New Guinea, Philippines, Russia, Rwanda, Sierra Leone, Somalia, South Sudan, Sri Lanka, Sudan, Syria, Tajikistan, Trinidad and Tobago, Tunisia, Turkey, Uganda, Ukraine, Venezuela, Vietnam, Yemen, Zimbabwe
Trustpilot
4.8 / 5 from 5,282 reviews

Fees by account size

One-time evaluation fee per program, as listed by the firm. The cheapest option at each size is marked.

AccountElite Daily (V2), monthly subscriptionElite Access, one-time fee + activation on passInstant Sim Funded 2.0 (no evaluation)Ignite Instant Funding (no evaluation)Launchpad LP-03 X-Daily Spark (limited 1,500 accounts)
$25K$178-$419$218-
$50K$218-$679$398$39
$100K$398-$821$563-
$150K$549-$939$799-

Costs beyond the fee

Reset / retry
Elite Access eval $35 (unlimited); Elite Daily eval $84/$104/$194/$270 (homepage); funded resets: Elite Daily $299-$1,250, Elite Access $299-$1,349; Instant and Ignite can't be reset
Fee refund
Strict no-refund policy on all account purchases, even untraded ones
Time limit
30 days on Elite Access and X-Daily Spark evaluations; Elite Daily has no limit while the monthly subscription is active
Activation fee
$139
Minimum payout
250
Scaling plan
Contract scaling plans on Elite Daily/Elite Access funded accounts; Live scales up to 5 live accounts

Payout policy

Profit split
90%
Split scaling
90/10 on every sim-funded account; 80/20 once moved to Pre-Live/Live (after about 3 payouts, risk-manager review)
Payout cycle
Elite Daily: daily from funded Day 1; Elite Access: every 5 profitable days; Instant/Ignite: each time the payout profit target is hit with consistency met
First payout (days)
1
Payout methods
Rise: bank transfer, Rise: cryptocurrency
KYC before payout
Required

Trading conduct

News trading
Restricted
Weekend holding
Restricted
EAs / bots
banned
Copy trading
Allowed
Hedging
Not published
Max risk per trade
MBT has its own lower max contract limits; all positions closed by 4:10 PM EST daily
Inactivity rule
At least one trade every 14 calendar days (336 hours) or the account is hard-breached

Programs

Elite Daily (V2), monthly subscription 1-step

Profit target
6% ($1,500 / $3,000 / $6,000 / $9,000)
Daily loss
$500 / $1,000 / $1,250 / $1,850
Max drawdown
$1,000 / $2,000 / $3,000 / $4,500 (funded: $1,000 / $2,000 / $2,500 / $3,500)
Profit split
90%
Min days
Not published

Drawdown EOD trailing

AccountFeePer $1K
$25K$178$7.12
$50K$218$4.36
$100K$398$3.98
$150K$549$3.66

Elite Access, one-time fee + activation on pass 1-step

Profit target
6% ($1,500 / $3,000 / $6,000 / $9,000) within 30 days
Daily loss
none on eval; funded soft DLL $500 / $1,000 / $1,250 / $1,750
Max drawdown
$1,000 / $2,000 / $3,000 / $4,000
Profit split
90%
Min days
1

Drawdown EOD trailing (funded: EOD, or intraday on the Elite Access Intraday option)

Fee Entry fee only: an activation / funded-account fee is charged after you pass

AccountFeePer $1K
$25K$39 entryNot published
$50K$39 entryNot published
$100K$39 entryNot published
$150K$39 entryNot published

Instant Sim Funded 2.0 (no evaluation) instant

Profit target
payout targets 6% / 5% / 4% of balance (1st / 2nd / 3rd+)
Daily loss
$625 / $1,250 / $2,500 / $3,000 (soft)
Max drawdown
$1,000 / $2,000 / $4,000 / $5,250
Profit split
90%
Min days
Not published

Drawdown EOD trailing, locks at start + $100

AccountFeePer $1K
$25K$419$16.76
$50K$679$13.58
$100K$821$8.21
$150K$939$6.26

Ignite Instant Funding (no evaluation) instant

Profit target
5% per payout cycle
Daily loss
$500 / $1,000 / $2,000 / $3,000 (soft)
Max drawdown
$1,000 / $2,000 / $4,000 / $6,000
Profit split
90%
Min days
Not published

Drawdown EOD trailing

AccountFeePer $1K
$25K$218$8.72
$50K$398$7.96
$100K$563$5.63
$150K$799$5.33

Launchpad LP-03 X-Daily Spark (limited 1,500 accounts) 1-step

Profit target
$3,000 within 30 days
Daily loss
none
Max drawdown
$2,000
Profit split
80%
Min days
Not published

Drawdown EOD trailing (static +$15 add-on)

AccountFeePer $1K
$50K$39$0.78

Is Top One Futures legit?

Evidence level: Strong (4/6). Trustpilot 4.8 from 5,282 reviews; reports $31.1M+ paid; publishes 86% of the fields we track. The firm reports "Paid out to traders $31,053,814" on its homepage (checked 31 Oct 2026). Full evidence check.

Complaints about Top One Futures

Traders can report a payout, rule or refund problem with Top One Futures. We check the evidence, give the firm 7 days to respond, and show the result here.

0Received
0Verified
0Resolved
0Unresolved

No verified complaints yet. Nothing has been reported to us about Top One Futures so far.

Nothing counts against its PA Score from complaints right now. Only verified complaints the firm has not resolved within 7 days count, for 12 months.

Report a problemHow complaints work

Changelog

Last verified . Next full re-check due by (we re-verify every firm at least every 30 days).

Rule changes

DateFieldWasNow
ListingListingnoneAdded to PropAnalyse

Verification timeline

DateCheckDetail
Rules, fees and payout terms read30 pages on the firm's own site and its Trustpilot profile
Costs, refunds and payout methods checked12 help-centre / FAQ pages
Crypto trading terms checked4 pages
Account type recordedFutures, from the firm's product page
Homepage payout claims checkedFirm reports "Paid out to traders $31,053,814"

All rule changes · RSS · Verification log

FAQ

What profit split does Top One Futures pay?

Top One Futures lists a profit split of 90% (90/10 on every sim-funded account; 80/20 once moved to Pre-Live/Live (after about 3 payouts, risk-manager review)), per its website as of 2026-10-31.

How much is the cheapest Top One Futures challenge?

The lowest published fee is $39 for a $50K account (Launchpad LP-03 X-Daily Spark (limited 1,500 accounts)); account sizes start at $25K.

What are Top One Futures's drawdown rules?

Daily loss limit: $500-$1,850 depending on size (none on Elite Access evaluation); maximum drawdown: $1,000 / $2,000 / $3,000 / $4,500 (Elite Daily) (EOD trailing).

How often does Top One Futures pay out?

Payout cycle: Elite Daily: daily from funded Day 1; Elite Access: every 5 profitable days; Instant/Ignite: each time the payout profit target is hit with consistency met. First payout eligible after 1 days.

Which platforms does Top One Futures support?

Tradovate, NinjaTrader, TradingView, BlackArrow, WealthCharts.

Can you trade the news with Top One Futures?

Partly. News trading is restricted on some programs or windows; check the firm's rules page.

Does Top One Futures refund the challenge fee?

Strict no-refund policy on all account purchases, even untraded ones.

Is there a time limit on Top One Futures challenges?

30 days on Elite Access and X-Daily Spark evaluations; Elite Daily has no limit while the monthly subscription is active.

Can you reset or retry a failed Top One Futures challenge?

Elite Access eval $35 (unlimited); Elite Daily eval $84/$104/$194/$270 (homepage); funded resets: Elite Daily $299-$1,250, Elite Access $299-$1,349; Instant and Ignite can't be reset.

Can you trade crypto with Top One Futures?

Yes: execution on CME Group futures (simulated, Tradovate/NinjaTrader or BlackArrow); 1 crypto instruments. Full crypto terms: propanalyse.com/crypto/topone-futures/.

Is Top One Futures legit?

We score firms on published data, not opinions. Top One Futures has a PA Score of 7.8/10 and a Trustpilot rating of 4.8. Check the rule history on this page for recent changes.

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Run Top One Futures? Put this badge on your site. It is generated from our dataset, so it updates by itself whenever we re-verify, and it always shows the verification date. Embedding it, or not, never changes the score. Stars are the score divided by two.

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Sources

Every figure above was read from these pages on . Firms change rules often, so confirm before you buy.

  1. https://www.toponefutures.com/
  2. https://www.toponefutures.com/elite-access
  3. https://www.toponefutures.com/launchpad
  4. https://www.toponefutures.com/coupon-code-pricing
  5. https://www.toponefutures.com/affiliate
  6. https://www.toponefutures.com/terms-and-conditions
  7. https://help.toponefutures.com/en/articles/10907430-understanding-the-profit-split-on-sim-funded-accounts
  8. https://help.toponefutures.com/en/articles/10907367-maximum-payout-until-live-explained
  9. https://help.toponefutures.com/en/articles/11003130-path-to-trading-live
  10. https://help.toponefutures.com/en/articles/10907901-can-i-hold-trades-overnight
  11. https://help.toponefutures.com/en/articles/10907920-can-i-use-ea-s-bots
  12. https://help.toponefutures.com/en/articles/10907951-can-i-trade-news
  13. https://help.toponefutures.com/en/articles/10907989-inactivity-rule-explained
  14. https://help.toponefutures.com/en/articles/11021644-countries-with-limitations-and-restrictions
  15. https://help.toponefutures.com/en/articles/11024317-what-are-the-payout-platforms
  16. https://help.toponefutures.com/en/articles/11403918-refund-policy
  17. https://help.toponefutures.com/en/articles/11680891-copy-trading-policy
  18. https://help.toponefutures.com/en/articles/13449146-top-one-futures-account-comparison-elite-vs-instant-vs-ignite-accounts
  19. https://help.toponefutures.com/en/articles/15056075-elite-daily-v2-overview
  20. https://help.toponefutures.com/en/articles/15056446-elite-daily-v2-daily-payout-rules
  21. https://help.toponefutures.com/en/articles/14595016-elite-access-accounts-overview
  22. https://help.toponefutures.com/en/articles/14595161-elite-access-payout-requirements
  23. https://help.toponefutures.com/en/articles/12671168-ignite-accounts-overview
  24. https://help.toponefutures.com/en/articles/11020805-overview-of-the-instant-sim-funded-program
  25. https://help.toponefutures.com/en/articles/11021492-trading-instruments-available-at-top-one-futures
  26. https://help.toponefutures.com/en/articles/11028418-how-to-complete-your-kyc-verification
  27. https://help.toponefutures.com/en/articles/17149341-can-i-switch-my-trading-platform-tradovate-ninjatrader-or-blackarrow
  28. https://help.toponefutures.com/en/articles/11021027-how-do-subscriptions-work-on-top-one-futures
  29. https://help.toponefutures.com/en/articles/17320795-getting-started-your-first-wealthcharts-account-with-top-one-futures
  30. https://www.trustpilot.com/review/toponefutures.com
  31. https://help.toponefutures.com/en/articles/14595016-elite-access-accounts-overview
  32. https://help.toponefutures.com/en/articles/15056075-elite-daily-v2-overview
  33. https://help.toponefutures.com/en/articles/12671168-ignite-accounts-overview
  34. https://help.toponefutures.com/en/articles/13449146-top-one-futures-account-comparison-elite-vs-instant-vs-ignite-accounts
  35. https://help.toponefutures.com/en/articles/11403918-refund-policy
  36. https://help.toponefutures.com/en/articles/11024317-what-are-the-payout-platforms
  37. https://help.toponefutures.com/en/articles/11680891-copy-trading-policy
  38. https://help.toponefutures.com/en/articles/10907920-can-i-use-ea-s-bots
  39. https://help.toponefutures.com/en/articles/10907989-inactivity-rule-explained
  40. https://help.toponefutures.com/en/articles/11021027-how-do-subscriptions-work-on-top-one-futures
  41. https://www.toponefutures.com/launchpad
  42. https://www.toponefutures.com/
  43. https://help.toponefutures.com/en/articles/11021492-trading-instruments-available-at-top-one-futures
  44. https://help.toponefutures.com/en/articles/11024317-what-are-the-payout-platforms
  45. https://help.toponefutures.com/en/articles/10907901-can-i-hold-trades-overnight
  46. https://help.toponefutures.com/en/articles/10907920-can-i-use-ea-s-bots

Data notes. List prices are the struck-through homepage prices. On 2026-10-31 the homepage was running HALLOWEEN codes: BOO (50% off Elite Daily and Ignite, 45% off Instant), BOGO (buy-1-get-1 on Elite Access), MYSTERY (/coupon-code-pricing) and LAUNCHPAD. Elite Daily is a monthly subscription with no activation fee. Elite Access is a $39 one-time eval (the help center states $39; the homepage shows a struck-through $139-$359, which equals the activation fee) plus an activation fee on pass of $139/$189/$259/$359, with 30 days to pass. Instant and Ignite are one-time fees with no evaluation. Elite Daily reset fees differ across pages ($84/$104/$194/$270 on the homepage vs $66/$82/$154/$215 in the help article), probably promo-dependent. The 150K Elite Daily DLL is $1,750 in the homepage eval tab vs $1,850 in the help article/funded tab. Sim payout caps per request: Elite Daily $750-$2,250, Elite Access $1,000-$2,500, Instant 2.0 $1,000-$3,000, Ignite $500-$2,000. Path to live: after 3 payouts (5 on Elite Daily) a risk manager reviews you; then Pre-Live/Live at 80/20 with daily, uncapped payouts. HQ is the Wyoming address in the site footer (Top One Futures, LLC, 1621 Central Ave, Suite 8433, Cheyenne WY 82001), which looks like a registered-agent address. No founding year is published (Trustpilot profile claimed Mar 2025). News: allowed except on Elite Daily/Elite Access funded accounts (no trades 2 min before/after high-impact news). All positions must be closed by 4:10 PM EST, so no overnight or weekend holds. Max allocation is left null because the two homepage figures ($3M vs $1.5M) conflict.