One-step vs two-step challenge: the numbers
Across the 34 one-step and 12 two-step programs in our dataset, the median $100K fee is $600 for one-step and $549.99 for two-step. Median limits are 4% daily / 6% max for one-step, against 5% / 10% for two-step. One-step is faster. Two-step usually gives you more room to lose.
The numbers
| One-step | Two-step | |
|---|---|---|
| Programs in dataset | 34 | 12 |
| Median $100K fee (USD-priced) | $600 | $549.99 |
| Median daily loss limit | 4% | 5% |
| Median max drawdown | 6% | 10% |
When one-step wins
You trade a proven, consistent system and want funding fast. One phase means one fee and fewer days at risk of a rule breach. The trade-off is usually a tighter drawdown, often 6% max instead of 10%.
When two-step wins
You need room. A 10% max drawdown with a 5% daily limit survives a bad week that would end most one-step accounts. Each phase has a lower target, and the fee per $1K is often lower too.
Firms that sell both
FTMO, The5ers, FundingPips, FundedNext, Goat Funded Trader, HyroTrader, Blue Guardian, Maven Trading, Alpha Capital, Bitfunded, Crypto Fund Trader. Open the review's fee matrix to compare the two programs at the same size.
FAQ
Is a one-step or two-step challenge easier?
Neither is easier for everyone. One-step has one target but usually tighter limits. Two-step has two smaller targets and more room for drawdown.
Figures are pulled from our dataset at build time. Scores use the published formula. Changes are logged on rule changes.