FTMO vs Moneta Funded
Rule-by-rule comparison from each firm's own website, last verified . The marked figure is the stronger one on that line.
Quick take
- Cheaper entry: Moneta Funded ($30 vs €79).
- Higher headline split: Moneta Funded (88% (60% option on Instant Funding; 100% on Sprint)).
- Higher Trustpilot rating: FTMO (4.8).
- Overall PA Score: FTMO 8.1 vs Moneta Funded 7.5.
FTMO stronger on 4Moneta Funded stronger on 3of 11 lines where both publish a comparable figure
| FTMO8.1 PA Score | Moneta Funded7.5 PA Score | |
|---|---|---|
| PA Score | 8.1 (stronger figure) | 7.5 |
| Trustpilot | 4.855,121 (stronger figure) | 4.6299 |
| Founded | 2015 (stronger figure) | Not published |
| HQ | Czech Republic | Gros-Islet, Saint Lucia |
| Markets | Forex, Indices, Commodities, Crypto, Futures (stronger figure) | Forex, Indices, Commodities, Crypto |
| Challenge types | 1-step, 2-step, instant | 1-step, 2-step, instant |
| Entry fee from | €79 | $30 (stronger figure) |
| Cost per $1K allocation | €4.99 | $2.84 (stronger figure) |
| Largest account | $200K | $200K |
| Profit target | 10% / 5% | 5% Phase 1 / 10% Phase 2 |
| Daily loss limit | 5% | 5% (4% on lower-cost option) |
| Max drawdown | 10% | 10% (8% on lower-cost option) |
| Drawdown type | static | static |
| Profit split | up to 90% | 88% (60% option on Instant Funding; 100% on Sprint) (stronger figure) |
| Leverage | up to 1:100 | Up to 1:100 on 2-Step (forex); 1:30 on all other programs |
| Platforms | MT4, MT5, TradingView, cTrader | MT5, Match-Trader |
| Payout frequency | Reward claim from day 14 after first trade (14-day cycle); approval 1-2 business days, paid 1-2 business days after invoice | Every 14 days; first payout 14 days after first trade (1-Step Daily: daily; Instant Funding Pro: first payout on demand; Sprint: on reaching target) |
| First payout (days) | 14 | 14 |
| Min trading days | 4 | 3 |
| Consistency rule | 1-Step: best day ≤50% of profit; Instant: ≤30% | Instant Funding only: best day must not exceed 15% or 20% of profit (chosen at purchase); none on other programs |
| News trading | Restricted | Restricted |
| Weekend holding | Restricted | Allowed |
| Discount code | Not published | 40% off (limited time; not valid on Sprint) |
| Visit site (opens FTMO in a new tab) | Visit site (opens Moneta Funded in a new tab) |
Not published means we could not find the figure on the firm's own site. Sources are listed on each firm page.
Which should you choose?
On our score FTMO is 0.6 points ahead (8.1 vs 7.5). Same account type (CFD), so the figures compare directly. Here is who each suits, from their published terms.
Pick FTMO if
- you need MT4, TradingView and cTrader
- review volume matters to you (55,121 Trustpilot reviews vs 299)
- you want the longer track record (operating since 2015)
- you weigh firm-reported payouts ($650M+ paid in rewards)
Pick Moneta Funded if
- you want the cheaper way in ($30 vs €79 for the smallest account)
- you care about cost per $1K of account ($2.84 vs €4.99)
- a higher headline split matters (88% (60% option on Instant Funding; 100% on Sprint))
- you hold positions over the weekend
- you need Match-Trader
Price at each account size
Cheapest program each firm sells at the sizes both offer. FTMO prices in EUR; no FX conversion is applied.
| Account | FTMO | Moneta Funded |
|---|---|---|
| $5K | €169 | $33 |
| $10K | €79 | $30 |
| $25K | €199 | $75 |
| $50K | €319 | $142 |
| $100K | €499 | $284 |
| $200K | €999 | $568 |
Payouts
FTMO: Reward claim from day 14 after first trade (14-day cycle); approval 1-2 business days, paid 1-2 business days after invoice. First payout after 14 days. Methods: bank wire, Visa Direct / Mastercard Send (up to $20,000), Skrill (up to $3,000), cryptocurrencies. The firm reports "$650M+ paid in rewards" (homepage, checked 31 Oct 2026).
Moneta Funded: Every 14 days; first payout 14 days after first trade (1-Step Daily: daily; Instant Funding Pro: first payout on demand; Sprint: on reaching target). First payout after 14 days. Methods: USDC-ERC20, USDT-ERC20, USDT-TRC20, Moneta Markets account.
Firm-reported payout totals are the firms' own figures. We have not audited them.
Rule changes
Legit check
Track record, review volume, payout terms and restrictions for each firm, on one page each: Is FTMO legit? · Is Moneta Funded legit?
FAQ
Which is cheaper, FTMO or Moneta Funded?
Smallest published entry fee: FTMO €79, Moneta Funded $30. Cheapest per $1K of account: FTMO €4.99, Moneta Funded $2.84.
Which pays out faster, FTMO or Moneta Funded?
FTMO: Reward claim from day 14 after first trade (14-day cycle); approval 1-2 business days, paid 1-2 business days after invoice. Moneta Funded: Every 14 days; first payout 14 days after first trade (1-Step Daily: daily; Instant Funding Pro: first payout on demand; Sprint: on reaching target).
Which has the higher profit split?
FTMO: up to 90%; Moneta Funded: 88% (60% option on Instant Funding; 100% on Sprint). Headline splits often need scaling or an add-on.
Which is better for beginners, FTMO or Moneta Funded?
On our six-point beginner checklist FTMO meets 5 and Moneta Funded meets 4. The checklist is explained on the best prop firms for beginners page.
Are FTMO and Moneta Funded legit?
Both publish their rules and are listed with sources. See the evidence pages: propanalyse.com/firms/ftmo/legit/ and propanalyse.com/firms/moneta-funded/legit/.