FTUK vs FTMO
Rule-by-rule comparison from each firm's own website, last verified . The marked figure is the stronger one on that line.
Quick take
- Cheaper entry: FTMO (€79 vs $109).
- Faster payout cycle: FTUK (Daily / on demand).
- Higher Trustpilot rating: FTMO (4.8).
- Overall PA Score: FTUK 6.4 vs FTMO 8.1.
FTUK stronger on 0FTMO stronger on 6of 10 lines where both publish a comparable figure
| FTUK6.4 PA Score | FTMO8.1 PA Score | |
|---|---|---|
| PA Score | 6.4 | 8.1 (stronger figure) |
| Trustpilot | 3.8791 | 4.855,121 (stronger figure) |
| Founded | 2021 | 2015 (stronger figure) |
| HQ | Casper, Wyoming, United States | Czech Republic |
| Markets | Forex, Indices, Commodities, Crypto, Futures | Forex, Indices, Commodities, Crypto, Futures |
| Challenge types | 1-step, instant | 1-step, 2-step, instant |
| Entry fee from | $109 | €79 (stronger figure) |
| Cost per $1K allocation | $6.53 | €4.99 (stronger figure) |
| Largest account | $200K | $200K |
| Profit target | 4% (Flex) | 10% / 5% |
| Daily loss limit | 5% | 5% |
| Max drawdown | 6% trailing | 10% (stronger figure) |
| Drawdown type | trailing | static |
| Profit split | 60% up to 90% | up to 90% |
| Leverage | Forex 50:1 Flex evaluation, 30:1 funded and Instant | up to 1:100 |
| Platforms | MT5, TradeLocker, Match-Trader, WealthCharts | MT4, MT5, TradingView, cTrader |
| Payout frequency | On demand (instant payouts) once payout requirements are met; Instant: consistency score under 20-40% by level | Reward claim from day 14 after first trade (14-day cycle); approval 1-2 business days, paid 1-2 business days after invoice |
| First payout (days) | Not published | 14 |
| Min trading days | 0 | 4 |
| Consistency rule | Flex funded 20%; Instant 20%-40% by scaling level; none on Flex evaluation | 1-Step: best day ≤50% of profit; Instant: ≤30% |
| News trading | Allowed | Restricted |
| Weekend holding | Allowed | Restricted |
| Discount code | 30% off your first purchase (new customers) | Not published |
| Visit site (opens FTUK in a new tab) | Visit site (opens FTMO in a new tab) |
Not published means we could not find the figure on the firm's own site. Sources are listed on each firm page.
Which should you choose?
FTMO scores 8.1/10 and FTUK 6.4/10, a wide gap. Both are CFD prop firms, so the rule differences below are like for like. Which one is better depends on how you trade, so here is who each firm suits, based only on what they publish.
Pick FTUK if
- you want a faster payout cycle (daily / on demand)
- you trade high-impact news
- you hold positions over the weekend
- you need TradeLocker, Match-Trader and WealthCharts
Pick FTMO if
- you want the cheaper way in (€79 vs $109 for the smallest account)
- you care about cost per $1K of account (€4.99 vs $6.53)
- you prefer a static drawdown floor (FTUK uses trailing)
- you want the fee back when you get paid
- you need MT4, TradingView and cTrader
- review volume matters to you (55,121 Trustpilot reviews vs 791)
Price at each account size
Cheapest program each firm sells at the sizes both offer. FTMO prices in EUR; no FX conversion is applied.
| Account | FTUK | FTMO |
|---|---|---|
| $5K | $109 | €169 |
| $10K | $179 | €79 |
| $25K | $349 | €199 |
| $50K | $595 | €319 |
| $100K | $770 | €499 |
| $200K | $2.2K | €999 |
Payouts
FTUK: On demand (instant payouts) once payout requirements are met; Instant: consistency score under 20-40% by level. Methods: RiseWorks (USD, payouts above $500), USDT TRC20 / USDC ERC20 (below $500). The firm reports "$12M+ Total Rewarded" (homepage, checked 31 Oct 2026).
FTMO: Reward claim from day 14 after first trade (14-day cycle); approval 1-2 business days, paid 1-2 business days after invoice. First payout after 14 days. Methods: bank wire, Visa Direct / Mastercard Send (up to $20,000), Skrill (up to $3,000), cryptocurrencies. The firm reports "$650M+ paid in rewards" (homepage, checked 31 Oct 2026).
Firm-reported payout totals are the firms' own figures. We have not audited them.
Rule changes
Legit check
Track record, review volume, payout terms and restrictions for each firm, on one page each: Is FTUK legit? · Is FTMO legit?
FAQ
Which is cheaper, FTUK or FTMO?
Smallest published entry fee: FTUK $109, FTMO €79. Cheapest per $1K of account: FTUK $6.53, FTMO €4.99.
Which pays out faster, FTUK or FTMO?
FTUK: On demand (instant payouts) once payout requirements are met; Instant: consistency score under 20-40% by level. FTMO: Reward claim from day 14 after first trade (14-day cycle); approval 1-2 business days, paid 1-2 business days after invoice.
Which has the higher profit split?
FTUK: 60% up to 90%; FTMO: up to 90%. Headline splits often need scaling or an add-on.
Which is better for beginners, FTUK or FTMO?
On our six-point beginner checklist FTUK meets 1 and FTMO meets 5. The checklist is explained on the best prop firms for beginners page.
Are FTUK and FTMO legit?
Both publish their rules and are listed with sources. See the evidence pages: propanalyse.com/firms/ftuk/legit/ and propanalyse.com/firms/ftmo/legit/.