FundingPips vs Moneta Funded
Rule-by-rule comparison from each firm's own website, last verified . The marked figure is the stronger one on that line.
Quick take
- Cheaper entry: FundingPips ($29 vs $30).
- Faster payout cycle: FundingPips (Daily / on demand).
- Higher Trustpilot rating: Moneta Funded (4.6).
- Overall PA Score: FundingPips 7.9 vs Moneta Funded 7.5.
FundingPips stronger on 3Moneta Funded stronger on 3of 10 lines where both publish a comparable figure
| FundingPips7.9 PA Score | Moneta Funded7.5 PA Score | |
|---|---|---|
| PA Score | 7.9 (stronger figure) | 7.5 |
| Trustpilot | 4.471,419 | 4.6299 (stronger figure) |
| Founded | 2022 (stronger figure) | Not published |
| HQ | Dubai, UAE | Gros-Islet, Saint Lucia |
| Markets | Forex, Commodities, Indices, Crypto | Forex, Indices, Commodities, Crypto |
| Challenge types | 1-step, 2-step, instant | 1-step, 2-step, instant |
| Entry fee from | $29 (stronger figure) | $30 |
| Cost per $1K allocation | $4.44 | $2.84 (stronger figure) |
| Largest account | $100K | $200K (stronger figure) |
| Profit target | 8% / 5% | 5% Phase 1 / 10% Phase 2 |
| Daily loss limit | 5% | 5% (4% on lower-cost option) |
| Max drawdown | 10% | 10% (8% on lower-cost option) |
| Drawdown type | static | static |
| Profit split | up to 100% | 88% (60% option on Instant Funding; 100% on Sprint) |
| Leverage | up to 1:100 (FX, evaluation) | Up to 1:100 on 2-Step (forex); 1:30 on all other programs |
| Platforms | MT5, cTrader, Match-Trader | MT5, Match-Trader |
| Payout frequency | weekly / bi-weekly / on-demand | Every 14 days; first payout 14 days after first trade (1-Step Daily: daily; Instant Funding Pro: first payout on demand; Sprint: on reaching target) |
| First payout (days) | Not published | 14 |
| Min trading days | 3 | 3 |
| Consistency rule | Zero: 15% (rewards blocked until resolved); On-demand rewards: 35%; bi-weekly/weekly cycles: none | Instant Funding only: best day must not exceed 15% or 20% of profit (chosen at purchase); none on other programs |
| News trading | Restricted | Restricted |
| Weekend holding | Restricted | Allowed |
| Discount code | 20% off for new clients | 40% off (limited time; not valid on Sprint) |
| Visit site (opens FundingPips in a new tab)Our referral code: Enter it at checkout so we're credited. | Visit site (opens Moneta Funded in a new tab) |
Not published means we could not find the figure on the firm's own site. Sources are listed on each firm page.
Which should you choose?
On our score FundingPips is 0.4 points ahead (7.9 vs 7.5). Same account type (CFD), so the figures compare directly. Here is who each suits, from their published terms.
Pick FundingPips if
- you want the cheaper way in ($29 vs $30 for the smallest account)
- you want a faster payout cycle (daily / on demand)
- you need cTrader
- review volume matters to you (71,419 Trustpilot reviews vs 299)
- you want the longer track record (operating since 2022)
- you weigh firm-reported payouts ($326M+ rewards distributed)
Pick Moneta Funded if
- you care about cost per $1K of account ($2.84 vs $4.44)
- you hold positions over the weekend
- you want the fee back when you get paid
Price at each account size
Cheapest program each firm sells at the sizes both offer.
| Account | FundingPips | Moneta Funded |
|---|---|---|
| $5K | $39 | $33 |
| $10K | $72 | $30 |
| $25K | $188 | $75 |
| $50K | $244 | $142 |
| $100K | $444 | $284 |
Payouts
FundingPips: weekly / bi-weekly / on-demand. Methods: card (Visa/Mastercard), crypto (USDT/USDC ERC20), Rise, bank transfer. The firm reports "$326M+ rewards distributed" (homepage, checked 31 Oct 2026).
Moneta Funded: Every 14 days; first payout 14 days after first trade (1-Step Daily: daily; Instant Funding Pro: first payout on demand; Sprint: on reaching target). First payout after 14 days. Methods: USDC-ERC20, USDT-ERC20, USDT-TRC20, Moneta Markets account.
Firm-reported payout totals are the firms' own figures. We have not audited them.
Rule changes
| Date | Firm | Field | Was | Now |
|---|---|---|---|---|
| FundingPips | Consistency ruleRules | On-demand rewards: 35% | Zero: 15% (rewards blocked until resolved); On-demand rewards: 35%; bi-weekly/weekly cycles: none | |
| FundingPips | PlatformsRules | none | MT5, cTrader, Match-Trader | |
| FundingPips | Trustpilot scoreReputation | 4.5 | 4.4 | |
| FundingPips | Discount codeOffers | HALLOWEEN (20% off new clients / 15% off existing clients) | none | |
| FundingPips | Discount codeOffers | none | FP (20% off for new clients) | |
| FundingPips | Discount codeOffers | FP (20% off (new customers)) | HALLOWEEN (20% off new clients / 15% off existing clients) |
Legit check
Track record, review volume, payout terms and restrictions for each firm, on one page each: Is FundingPips legit? · Is Moneta Funded legit?
FAQ
Which is cheaper, FundingPips or Moneta Funded?
Smallest published entry fee: FundingPips $29, Moneta Funded $30. Cheapest per $1K of account: FundingPips $4.44, Moneta Funded $2.84.
Which pays out faster, FundingPips or Moneta Funded?
FundingPips: weekly / bi-weekly / on-demand. Moneta Funded: Every 14 days; first payout 14 days after first trade (1-Step Daily: daily; Instant Funding Pro: first payout on demand; Sprint: on reaching target).
Which has the higher profit split?
FundingPips: up to 100%; Moneta Funded: 88% (60% option on Instant Funding; 100% on Sprint). Headline splits often need scaling or an add-on.
Which is better for beginners, FundingPips or Moneta Funded?
On our six-point beginner checklist FundingPips meets 3 and Moneta Funded meets 4. The checklist is explained on the best prop firms for beginners page.
Are FundingPips and Moneta Funded legit?
Both publish their rules and are listed with sources. See the evidence pages: propanalyse.com/firms/fundingpips/legit/ and propanalyse.com/firms/moneta-funded/legit/.