Finotive Funding vs FTMO
Rule-by-rule comparison from each firm's own website, last verified . The marked figure is the stronger one on that line.
Quick take
- Cheaper entry: Finotive Funding ($30 vs €79).
- Higher headline split: Finotive Funding (80% up to 100%).
- Faster payout cycle: Finotive Funding (Daily / on demand).
- Overall PA Score: Finotive Funding 7.3 vs FTMO 8.1.
Finotive Funding stronger on 3FTMO stronger on 5of 9 lines where both publish a comparable figure
| Finotive Funding7.3 PA Score | FTMO8.1 PA Score | |
|---|---|---|
| PA Score | 7.3 | 8.1 (stronger figure) |
| Trustpilot | No rating1,077 | 4.855,121 |
| Founded | 2021 | 2015 (stronger figure) |
| HQ | Dubai, United Arab Emirates | Czech Republic |
| Markets | Forex, Indices, Commodities, Crypto | Forex, Indices, Commodities, Crypto, Futures (stronger figure) |
| Challenge types | 1-step, 2-step, instant | 1-step, 2-step, instant |
| Entry fee from | $30 (stronger figure) | €79 |
| Cost per $1K allocation | $3 (stronger figure) | €4.99 |
| Largest account | $200K | $200K |
| Profit target | 10% | 10% / 5% |
| Daily loss limit | 4% | 5% (stronger figure) |
| Max drawdown | 7.5% | 10% (stronger figure) |
| Drawdown type | static | static |
| Profit split | 80% up to 100% (stronger figure) | up to 90% |
| Leverage | up to 1:100 (2-Step Challenge); 1:50 1-Step Challenge/Pro; 1:33 Instant Standard & 2-Step Solo; 1:25 Instant Lite | up to 1:100 |
| Platforms | MT5, Match-Trader | MT4, MT5, TradingView, cTrader |
| Payout frequency | First payout on demand once funded and minimum profitable days met (Instant: after first profitable trades); then every 7 days (Instant Lite every 14 days; 2-Step Solo first after 14 days, then weekly) | Reward claim from day 14 after first trade (14-day cycle); approval 1-2 business days, paid 1-2 business days after invoice |
| First payout (days) | Not published | 14 |
| Min trading days | 3 | 4 |
| Consistency rule | No consistency rule on Challenge or Instant; Pro accounts from funded day 31 must keep weekly trade count and instrument volume within ±25% of historical averages. Profit-concentration/single-trade rules apply before payouts. | 1-Step: best day ≤50% of profit; Instant: ≤30% |
| News trading | Allowed | Restricted |
| Weekend holding | Restricted | Restricted |
| Discount code | 25% off your first purchase | Not published |
| Visit site (opens Finotive Funding in a new tab) | Visit site (opens FTMO in a new tab) |
Not published means we could not find the figure on the firm's own site. Sources are listed on each firm page.
Which should you choose?
FTMO scores 8.1/10 and Finotive Funding 7.3/10, a clear but not huge gap. Both are CFD prop firms, so the rule differences below are like for like. Which one is better depends on how you trade, so here is who each firm suits, based only on what they publish.
Pick Finotive Funding if
- you want the cheaper way in ($30 vs €79 for the smallest account)
- you care about cost per $1K of account ($3 vs €4.99)
- a higher headline split matters (80% up to 100%)
- you want a faster payout cycle (daily / on demand)
- you trade high-impact news
- you need Match-Trader
Pick FTMO if
- you need MT4, TradingView and cTrader
- review volume matters to you (55,121 Trustpilot reviews vs 1,077)
- you want the longer track record (operating since 2015)
- you weigh firm-reported payouts ($650M+ paid in rewards)
Price at each account size
Cheapest program each firm sells at the sizes both offer. FTMO prices in EUR; no FX conversion is applied.
| Account | Finotive Funding | FTMO |
|---|---|---|
| $5K | $22.5 | €169 |
| $10K | $40 | €79 |
| $25K | $100 | €199 |
| $50K | $175 | €319 |
| $100K | $325 | €499 |
| $200K | $600 | €999 |
Payouts
Finotive Funding: First payout on demand once funded and minimum profitable days met (Instant: after first profitable trades); then every 7 days (Instant Lite every 14 days; 2-Step Solo first after 14 days, then weekly). Methods: Finotive Pay wallet, Bank transfer, Crypto (USDT, USDC, BTC, ETH, SOL), Revolut, PayPal. The firm reports "$24M+ Total Payouts" (homepage, checked 31 Oct 2026).
FTMO: Reward claim from day 14 after first trade (14-day cycle); approval 1-2 business days, paid 1-2 business days after invoice. First payout after 14 days. Methods: bank wire, Visa Direct / Mastercard Send (up to $20,000), Skrill (up to $3,000), cryptocurrencies. The firm reports "$650M+ paid in rewards" (homepage, checked 31 Oct 2026).
Firm-reported payout totals are the firms' own figures. We have not audited them.
Rule changes
Legit check
Track record, review volume, payout terms and restrictions for each firm, on one page each: Is Finotive Funding legit? · Is FTMO legit?
FAQ
Which is cheaper, Finotive Funding or FTMO?
Smallest published entry fee: Finotive Funding $30, FTMO €79. Cheapest per $1K of account: Finotive Funding $3, FTMO €4.99.
Which pays out faster, Finotive Funding or FTMO?
Finotive Funding: First payout on demand once funded and minimum profitable days met (Instant: after first profitable trades); then every 7 days (Instant Lite every 14 days; 2-Step Solo first after 14 days, then weekly). FTMO: Reward claim from day 14 after first trade (14-day cycle); approval 1-2 business days, paid 1-2 business days after invoice.
Which has the higher profit split?
Finotive Funding: 80% up to 100%; FTMO: up to 90%. Headline splits often need scaling or an add-on.
Which is better for beginners, Finotive Funding or FTMO?
On our six-point beginner checklist Finotive Funding meets 3 and FTMO meets 5. The checklist is explained on the best prop firms for beginners page.
Are Finotive Funding and FTMO legit?
Both publish their rules and are listed with sources. See the evidence pages: propanalyse.com/firms/finotive-funding/legit/ and propanalyse.com/firms/ftmo/legit/.