Finotive Funding is a prop firm, founded in 2021, based in Dubai, United Arab Emirates. Markets: Forex, Indices, Commodities, Crypto. Evaluation types: 1-step, 2-step, instant. Published fees start at $30; account sizes run from $2.5K to $200K. Profit split: 80% up to 100%.
Finotive Funding scores 7.3/10, ranked #18 of 52. Its strongest area is cost (10.0, driven by fee per $1K of account); the weakest is trust (4.0). Best fit: traders on a budget, traders who want frequent withdrawals. Missing inputs (trust) score 4/10 by rule.
For
Split can reach 100% (see scaling terms)
Low cost per $1K of buying power: $3
Daily / on demand payout cycle on the headline plan
News trading allowed
Static drawdown: the floor does not climb with your equity
Challenge fee refunded: Challenge: fee refunded automatically if funded and account in net profit on day 30 after funding. Pro: fee refunded once funded and in profit after 30 days. 2-Step Solo: refunded on first approved reward payment. Instant Funding: non-refundable except cooling-off conditions.
Against
Has a consistency rule (check which phase it applies to)
No usable Trustpilot rating
Rules at a glance
Challenge types
1-step, 2-step, instant
Fees from
$30
Cheapest per $1K
$3
Account sizes
$2.5K, $5K, $10K, $25K, $50K, $100K, $200K
Profit target
10%
Daily loss limit
4%
Max drawdown
7.5%
Drawdown type
static
Min trading days
3
Consistency rule
No consistency rule on Challenge or Instant; Pro accounts from funded day 31 must keep weekly trade count and instrument volume within ±25% of historical averages. Profit-concentration/single-trade rules apply before payouts.
Account type
CFDAlso sells futures accountsSells simulated CFD evaluation and instant-funded accounts on MT5 and Match-Trader (FX, indices, commodities, crypto); a separate sister brand Finotive Futures (finotivefutures.com) sells CME futures accounts. Source
Markets
Forex, Indices, Commodities, Crypto
Platforms
MT5
Match-Trader
Leverage
up to 1:100 (2-Step Challenge); 1:50 1-Step Challenge/Pro; 1:33 Instant Standard & 2-Step Solo; 1:25 Instant Lite
One-time evaluation fee per program, as listed by the firm. The cheapest option at each size is marked.
Account
1-Step Challenge
2-Step Challenge
2-Step Solo (FX only)
Instant Funding Standard
Instant Funding Lite
1-Step Pro
2-Step Pro
$2.5K
$40
$30
$12.5
$150
$75
-
-
$5K
$70
$55
$22.5
$275
$139
-
-
$10K
$110
$100
$40
$500
$250
-
-
$25K
$250
$225
$100
$1.1K
$550
-
-
$50K
$450
$440
$175
$1.9K
$950
$514
$469
$100K
$650
$595
$325
$3.3K
$1.6K
$914
$744
$200K
$1.2K
$995
$600
-
-
$1.8K
$1.5K
Costs beyond the fee
Reset / retry
No fixed reset fee published. Rapid Reset (2-Step only): Phase 1 Rapid Rebuy at 40% off the standard price; Phase 2 Continuation and Funded Recovery priced in dashboard. Paid Account Refresh for funded Challenge/Pro accounts near max drawdown (price shown in dashboard).
Fee refund
Challenge: fee refunded automatically if funded and account in net profit on day 30 after funding. Pro: fee refunded once funded and in profit after 30 days. 2-Step Solo: refunded on first approved reward payment. Instant Funding: non-refundable except cooling-off conditions.
Time limit
Not published
Activation fee
Not published
Minimum payout
1% of initial balance (Instant, no cap); 1-Step Challenge/Pro: lower of 1% or $100; 2-Step Challenge/Pro: no minimum
Scaling plan
Challenge: rolling 90-day cycle, 12% (1-Step)/10% (2-Step) target, ≥50 trades, no single trade >7.5% of profit, 2 of 3 profitable months → +30% balance and higher split (to 95%); per-account cap USD 680,000; max scaled allocation USD 2,040,000 (Challenge/Pro), USD 680,000 (Instant)
Challenge 80%→95% via scaling; Instant Standard 75%→90%; Instant Lite 70%→85%; Pro 100% after 30 funded days while Pro status retained
Payout cycle
First payout on demand once funded and minimum profitable days met (Instant: after first profitable trades); then every 7 days (Instant Lite every 14 days; 2-Step Solo first after 14 days, then weekly)
Per-position drawdown limit 1.25% (1-Step), 1.5% (2-Step/Pro), 1% (Instant); floating drawdown per symbol 2% (Challenge) / 1.5% (Instant), strike rules
Inactivity rule
Inactivity for 30 consecutive calendar days is prohibited conduct (T&C 7.2)
Programs
1-Step Challenge 1-step
Profit target
10%
Daily loss
4%
Max drawdown
7.5%
Profit split
80% up to 95% (scaling)
Min days
3
Drawdown static
Account
Fee
Per $1K
$2.5K
$40
$16
$5K
$70
$14
$10K
$110
$11
$25K
$250
$10
$50K
$450
$9
$100K
$650
$6.5
$200K
$1.2K
$5.8
2-Step Challenge 2-step
Profit target
7.5% / 5%
Daily loss
4.5%
Max drawdown
9%
Profit split
80% up to 95% (scaling)
Min days
2
Drawdown static
Account
Fee
Per $1K
$2.5K
$30
$12
$5K
$55
$11
$10K
$100
$10
$25K
$225
$9
$50K
$440
$8.8
$100K
$595
$5.95
$200K
$995
$4.98
2-Step Solo (FX only) 2-step
Profit target
10% / 5%
Daily loss
5%
Max drawdown
10%
Profit split
80% up to 95% (scaling)
Min days
Not published
Drawdown static
Account
Fee
Per $1K
$2.5K
$12.5
$5
$5K
$22.5
$4.5
$10K
$40
$4
$25K
$100
$4
$50K
$175
$3.5
$100K
$325
$3.25
$200K
$600
$3
Instant Funding Standard instant
Profit target
Not published
Daily loss
3.5%
Max drawdown
7%
Profit split
75% up to 90% (scaling)
Min days
Not published
Drawdown static
Account
Fee
Per $1K
$2.5K
$150
$60
$5K
$275
$55
$10K
$500
$50
$25K
$1.1K
$44
$50K
$1.9K
$38
$100K
$3.3K
$32.75
Instant Funding Lite instant
Profit target
Not published
Daily loss
3%
Max drawdown
6%
Profit split
70% up to 85% (scaling)
Min days
5
Drawdown static
Account
Fee
Per $1K
$2.5K
$75
$30
$5K
$139
$27.8
$10K
$250
$25
$25K
$550
$22
$50K
$950
$19
$100K
$1.6K
$16.39
1-Step Pro 1-step
Profit target
10%
Daily loss
4%
Max drawdown
8%
Profit split
80%, 100% after 30 funded days (+1%/month salary)
Min days
3
Drawdown static
Account
Fee
Per $1K
$50K
$514
$10.28
$100K
$914
$9.14
$200K
$1.8K
$8.99
2-Step Pro 2-step
Profit target
7.5% / 5%
Daily loss
5%
Max drawdown
10%
Profit split
80%, 100% after 30 funded days (+1%/month salary)
Min days
2
Drawdown static
Account
Fee
Per $1K
$50K
$469
$9.38
$100K
$744
$7.44
$200K
$1.5K
$7.42
Is Finotive Funding legit?
Evidence level: Moderate (3/6). Reports $24M+ paid; operating since 2021; publishes 95% of the fields we track. The firm reports "$24M+ Total Payouts" on its homepage (checked 31 Oct 2026). Full evidence check.
Complaints about Finotive Funding
Traders can report a payout, rule or refund problem with Finotive Funding. We check the evidence, give the firm 7 days to respond, and show the result here.
0Received
0Verified
0Resolved
0Unresolved
No verified complaints yet. Nothing has been reported to us about Finotive Funding so far.
Nothing counts against its PA Score from complaints right now. Only verified complaints the firm has not resolved within 7 days count, for 12 months.
Finotive Funding lists a profit split of 80% up to 100% (Challenge 80%→95% via scaling; Instant Standard 75%→90%; Instant Lite 70%→85%; Pro 100% after 30 funded days while Pro status retained), per its website as of 2026-10-31.
How much is the cheapest Finotive Funding challenge?
The lowest published fee is $30 for a $2.5K account (2-Step Challenge).
What are Finotive Funding's drawdown rules?
Daily loss limit: 4%; maximum drawdown: 7.5% (static).
How often does Finotive Funding pay out?
Payout cycle: First payout on demand once funded and minimum profitable days met (Instant: after first profitable trades); then every 7 days (Instant Lite every 14 days; 2-Step Solo first after 14 days, then weekly).
Which platforms does Finotive Funding support?
MT5, Match-Trader.
Can you trade the news with Finotive Funding?
Yes, news trading is allowed per the firm's rules.
Does Finotive Funding refund the challenge fee?
Challenge: fee refunded automatically if funded and account in net profit on day 30 after funding. Pro: fee refunded once funded and in profit after 30 days. 2-Step Solo: refunded on first approved reward payment. Instant Funding: non-refundable except cooling-off conditions..
Can you reset or retry a failed Finotive Funding challenge?
No fixed reset fee published. Rapid Reset (2-Step only): Phase 1 Rapid Rebuy at 40% off the standard price; Phase 2 Continuation and Funded Recovery priced in dashboard. Paid Account Refresh for funded Challenge/Pro accounts near max drawdown (price shown in dashboard)..
Can you trade crypto with Finotive Funding?
Yes: execution on Simulated CFD on MT5 / Match-Trader (Finotive Markets liquidity). Full crypto terms: propanalyse.com/crypto/finotive-funding/.
Is Finotive Funding legit?
We score firms on published data, not opinions. Finotive Funding has a PA Score of 7.3/10; it was founded in 2021. Check the rule history on this page for recent changes.
Embed Finotive Funding’s PA Score
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Data notes. Prices are list prices from the embedded pricing data on finotivefunding.com/challenge, /instant-funding, /finotive-pro (USD; EUR/GBP toggles exist). Oct 2026 promos: BOO50 50% off (Halloween, ends ~1 Nov), OCT50, FIRST25 25% off first purchase, FINCRYPTO 15% off crypto payments, FINOTIVEPAY 25% off + 5% capital when paying from Finotive Pay. Compare page shows 100K 1-Step $650 struck to $487.50 (promo). Help article on Rapid Reset quotes a $555 standard price for 100K 2-Step vs $595 on the pricing widget (inconsistency). 2-Step Solo (FX-only, raw spreads, $2.50 RT commission, EAs prohibited) prices from T&C s8.8.2, not shown in the main pricing widget, so fee_from uses the $30 2-Step Challenge headline ('Start trading from just $30'). min_trading_days = minimum profitable days (day closing ≥0.5% of initial balance above prior close): 1-Step 3, 2-Step 2 per phase, Instant Lite 5, Instant Standard 0. Notional volume limits (5,000%→1,000% of balance by size) and per-position/floating drawdown strike rules apply; 5 strikes = closure (3 on Instant). Trustpilot: rating hidden, 'This company's rating is unavailable due to a breach of our guidelines' / 'We've removed a number of fake reviews'; 1,077 reviews, 61% 5-star / 30% 1-star (checked 2026-10-31), treat as a trust flag. Max allocation: help-centre table says USD 2,040,000 scaled; challenge page markets 'up to $5.4M'. Founded 2021 from homepage ('Since our inception in 2021'); entity Finotive Funding Technologies Limited (DIFC Dubai). Futures sold separately via finotivefutures.com (not researched here). Platform note: Finotive Terminal integrated in dashboard with MT5 integration.
