Finotive Funding vs FundingPips
Rule-by-rule comparison from each firm's own website, last verified . The marked figure is the stronger one on that line.
Quick take
- Cheaper entry: FundingPips ($29 vs $30).
- Overall PA Score: Finotive Funding 7.3 vs FundingPips 7.9.
Finotive Funding stronger on 3FundingPips stronger on 4of 9 lines where both publish a comparable figure
| Finotive Funding7.3 PA Score | FundingPips7.9 PA Score | |
|---|---|---|
| PA Score | 7.3 | 7.9 (stronger figure) |
| Trustpilot | No rating1,077 | 4.471,419 |
| Founded | 2021 (stronger figure) | 2022 |
| HQ | Dubai, United Arab Emirates | Dubai, UAE |
| Markets | Forex, Indices, Commodities, Crypto | Forex, Commodities, Indices, Crypto |
| Challenge types | 1-step, 2-step, instant | 1-step, 2-step, instant |
| Entry fee from | $30 | $29 (stronger figure) |
| Cost per $1K allocation | $3 (stronger figure) | $4.44 |
| Largest account | $200K (stronger figure) | $100K |
| Profit target | 10% | 8% / 5% |
| Daily loss limit | 4% | 5% (stronger figure) |
| Max drawdown | 7.5% | 10% (stronger figure) |
| Drawdown type | static | static |
| Profit split | 80% up to 100% | up to 100% |
| Leverage | up to 1:100 (2-Step Challenge); 1:50 1-Step Challenge/Pro; 1:33 Instant Standard & 2-Step Solo; 1:25 Instant Lite | up to 1:100 (FX, evaluation) |
| Platforms | MT5, Match-Trader | MT5, cTrader, Match-Trader |
| Payout frequency | First payout on demand once funded and minimum profitable days met (Instant: after first profitable trades); then every 7 days (Instant Lite every 14 days; 2-Step Solo first after 14 days, then weekly) | weekly / bi-weekly / on-demand |
| First payout (days) | Not published | Not published |
| Min trading days | 3 | 3 |
| Consistency rule | No consistency rule on Challenge or Instant; Pro accounts from funded day 31 must keep weekly trade count and instrument volume within ±25% of historical averages. Profit-concentration/single-trade rules apply before payouts. | On-demand rewards: 35% |
| News trading | Allowed | Restricted |
| Weekend holding | Restricted | Restricted |
| Discount code | 25% off your first purchase | 20% off new clients / 15% off existing clients |
| Visit site (opens Finotive Funding in a new tab) | Visit site (opens FundingPips in a new tab) |
Not published means we could not find the figure on the firm's own site. Sources are listed on each firm page.
Which should you choose?
FundingPips scores 7.9/10 and Finotive Funding 7.3/10, a clear but not huge gap. Both are CFD prop firms, so the rule differences below are like for like. Which one is better depends on how you trade, so here is who each firm suits, based only on what they publish.
Pick Finotive Funding if
- you care about cost per $1K of account ($3 vs $4.44)
- you trade high-impact news
- you want the fee back when you get paid
Pick FundingPips if
- you want the cheaper way in ($29 vs $30 for the smallest account)
- you need cTrader
- review volume matters to you (71,419 Trustpilot reviews vs 1,077)
- you weigh firm-reported payouts ($326M+ rewards distributed)
Price at each account size
Cheapest program each firm sells at the sizes both offer.
| Account | Finotive Funding | FundingPips |
|---|---|---|
| $5K | $22.5 | $39 |
| $10K | $40 | $72 |
| $25K | $100 | $188 |
| $50K | $175 | $244 |
| $100K | $325 | $444 |
Payouts
Finotive Funding: First payout on demand once funded and minimum profitable days met (Instant: after first profitable trades); then every 7 days (Instant Lite every 14 days; 2-Step Solo first after 14 days, then weekly). Methods: Finotive Pay wallet, Bank transfer, Crypto (USDT, USDC, BTC, ETH, SOL), Revolut, PayPal. The firm reports "$24M+ Total Payouts" (homepage, checked 31 Oct 2026).
FundingPips: weekly / bi-weekly / on-demand. Methods: card (Visa/Mastercard), crypto (USDT/USDC ERC20), Rise, bank transfer. The firm reports "$326M+ rewards distributed" (homepage, checked 31 Oct 2026).
Firm-reported payout totals are the firms' own figures. We have not audited them.
Rule changes
| Date | Firm | Field | Was | Now |
|---|---|---|---|---|
| FundingPips | PlatformsRules | none | MT5, cTrader, Match-Trader | |
| FundingPips | Trustpilot scoreReputation | 4.5 | 4.4 | |
| FundingPips | Discount codeOffers | FP (20% off (new customers)) | HALLOWEEN (20% off new clients / 15% off existing clients) |
Legit check
Track record, review volume, payout terms and restrictions for each firm, on one page each: Is Finotive Funding legit? · Is FundingPips legit?
FAQ
Which is cheaper, Finotive Funding or FundingPips?
Smallest published entry fee: Finotive Funding $30, FundingPips $29. Cheapest per $1K of account: Finotive Funding $3, FundingPips $4.44.
Which pays out faster, Finotive Funding or FundingPips?
Finotive Funding: First payout on demand once funded and minimum profitable days met (Instant: after first profitable trades); then every 7 days (Instant Lite every 14 days; 2-Step Solo first after 14 days, then weekly). FundingPips: weekly / bi-weekly / on-demand.
Which has the higher profit split?
Finotive Funding: 80% up to 100%; FundingPips: up to 100%. Headline splits often need scaling or an add-on.
Which is better for beginners, Finotive Funding or FundingPips?
On our six-point beginner checklist Finotive Funding meets 3 and FundingPips meets 3. The checklist is explained on the best prop firms for beginners page.
Are Finotive Funding and FundingPips legit?
Both publish their rules and are listed with sources. See the evidence pages: propanalyse.com/firms/finotive-funding/legit/ and propanalyse.com/firms/fundingpips/legit/.