StartTrader 1-step
- Profit target
- 3%
- Daily loss
- 2% (first hit = soft breach, second = hard breach)
- Max drawdown
- 8%
- Profit split
- 80% (payouts capped at $400 per account, max 2 payouts)
- Min days
- 3
Drawdown static
| Account | Fee | Per $1K |
|---|---|---|
| $5K | $34 | $6.8 |
Fintokei review
Fintokei is a prop firm, founded in 2022, based in Brno, Czech Republic. Markets: Forex, Indices, Commodities. Evaluation types: 1-step, 2-step. Published fees start at $34; account sizes run from $5K to $400K. Profit split: 80% up to 90%.
Visit site (opens Fintokei in a new tab)
Public code20% off your first challenge
Verdict
Fintokei scores 7.2/10, ranked #21 of 52. Its strongest area is rules (10.0, driven by drawdown, news, weekend and consistency rules); the weakest is track record (5.0). Best fit: traders on a budget, news and swing traders.
For
- Split can reach 90% (see scaling terms)
- Low cost per $1K of buying power: $4.99
- News trading allowed
- Positions can be held over the weekend
- Static drawdown: the floor does not climb with your equity
- 3 platforms to choose from
- No time limit on the evaluation
Against
- No red flags in the published data.
Rules at a glance
- Challenge types
- 1-step, 2-step
- Fees from
- $34
- Cheapest per $1K
- $4.99
- Account sizes
- $5K, $10K, $20K, $50K, $100K, $200K, $400K
- Profit target
- 8% / 6%
- Daily loss limit
- 5%
- Max drawdown
- 10%
- Drawdown type
- static
- Min trading days
- 3
- Consistency rule
- Not published
- Account type
- CFDSells simulated CFD evaluation accounts (forex, metals, energies, indices) on TradingView, MetaTrader 5 and cTrader via Purple Trading infrastructure. Source
- Markets
- Forex, Indices, Commodities
- Platforms
- TradingView
- MT5
- cTrader
- Leverage
- Up to 1:100 on ProTrader (1:100 FX/gold/silver, 1:50 indices, 1:20 rest); StartTrader, SwiftTrader and ProTrader Swing 1:25 FX/gold/silver, 1:20 indices, 1:10 rest
- Restricted countries
- Afghanistan, Belarus, Cuba, India, Iran, Iraq, Myanmar, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, USA, Venezuela, Yemen, Bangladesh (temporary), China (temporary), Pakistan (temporary), Vietnam (temporary)
- Trustpilot
- 4.3 / 5 from 1,417 reviews
Fees by account size
One-time evaluation fee per program, as listed by the firm. The cheapest option at each size is marked.
| Account | StartTrader | SwiftTrader | ProTrader | ProTrader Swing |
|---|---|---|---|---|
| $5K | $34 | $44 | $49 | $69 |
| $10K | - | $89 | $99 | $119 |
| $20K | - | $144 | $159 | $199 |
| $50K | - | $299 | $329 | $419 |
| $100K | - | $499 | $549 | $679 |
| $200K | - | $1.1K | $1.2K | $1.5K |
| $400K | - | - | $2.6K | - |
Costs beyond the fee
- Reset / retry
- Not published
- Fee refund
- Refund only within 2 weeks of purchase if you have not accessed MyFintokei or placed a trade, requested by email (not chat/contact form); otherwise no refund
- Time limit
- ProTrader / ProTrader Swing: unlimited; SwiftTrader: 60 calendar days; StartTrader: 60 calendar days (min 3 trading days everywhere)
- Activation fee
- Not published
- Minimum payout
- 100 USD/EUR (120 for 400K ProTrader); SwiftTrader requires min 3% profit per payout; StartTrader min 2% profit
- Scaling plan
- Loyalty Program Capital Scaling Boost: +5% to +25% virtual capital on funded accounts by XP tier (replaces old scaling plan)
Plug these into the true-cost calculator to see the cost to your first payout.
Payout policy
- Profit split
- 80% up to 90%
- Split scaling
- Loyalty Program tiers add a performance reward ratio boost of +5% (Tier 2) up to +20% (Tier 6)
- Payout cycle
- Every 14 days; first payout once 14 days have passed since the first trade (SwiftTrader also requires min 3% profit per payout)
- First payout (days)
- 14
- Payout methods
- Bank wire transfer, Walletory e-wallet (instant, up to $10,000), Crypto (ETH, USDT, BTC, USDC, LTC and others; selected countries only)
- KYC before payout
- Required
Trading conduct
- News trading
- Allowed
- Weekend holding
- Allowed
- EAs / bots
- allowed (own EAs; third-party EAs/services built to pass evaluations prohibited)
- Copy trading
- Not allowed
- Hedging
- Not published
- Max risk per trade
- 3% of initial balance per trade idea / group of overlapping open trades
- Inactivity rule
- Account closed if no trade is opened in any 30 calendar day period
Programs
SwiftTrader 1-step
- Profit target
- 6%
- Daily loss
- 2%
- Max drawdown
- 3%
- Profit split
- 90%
- Min days
- 3
| Account | Fee | Per $1K |
|---|---|---|
| $5K | $44 | $8.8 |
| $10K | $89 | $8.9 |
| $20K | $144 | $7.2 |
| $50K | $299 | $5.98 |
| $100K | $499 | $4.99 |
| $200K | $1.1K | $5.5 |
ProTrader 2-step
- Profit target
- 8% / 6%
- Daily loss
- 5% (equity-based, from EOD equity)
- Max drawdown
- 10%
- Profit split
- 80%
- Min days
- 3
Drawdown static
| Account | Fee | Per $1K |
|---|---|---|
| $5K | $49 | $9.8 |
| $10K | $99 | $9.9 |
| $20K | $159 | $7.95 |
| $50K | $329 | $6.58 |
| $100K | $549 | $5.49 |
| $200K | $1.2K | $6.25 |
| $400K | $2.6K | $6.5 |
ProTrader Swing 2-step
- Profit target
- 8% / 6%
- Daily loss
- 5% (balance-based, from EOD balance)
- Max drawdown
- 10%
- Profit split
- 80%
- Min days
- 3
Drawdown static
| Account | Fee | Per $1K |
|---|---|---|
| $5K | $69 | $13.8 |
| $10K | $119 | $11.9 |
| $20K | $199 | $9.95 |
| $50K | $419 | $8.38 |
| $100K | $679 | $6.79 |
| $200K | $1.5K | $7.5 |
Is Fintokei legit?
Evidence level: Moderate (3/6). Trustpilot 4.3 from 1,417 reviews; reports $13.1M+ paid; publishes 95% of the fields we track. The firm reports "$ 13 135 105 Cumulative payouts 2025" on its homepage (checked 31 Oct 2026). Full evidence check.
Complaints about Fintokei
Traders can report a payout, rule or refund problem with Fintokei. We check the evidence, give the firm 7 days to respond, and show the result here.
0Received
0Verified
0Resolved
0Unresolved
No verified complaints yet. Nothing has been reported to us about Fintokei so far.
Nothing counts against its PA Score from complaints right now. Only verified complaints the firm has not resolved within 7 days count, for 12 months.
Changelog
Last verified . Next full re-check due by (we re-verify every firm at least every 30 days).
Rule changes
| Date | Field | Was | Now |
|---|---|---|---|
| ListingListing | none | Added to PropAnalyse |
Verification timeline
| Date | Check | Detail |
|---|---|---|
| Rules, fees and payout terms read | 20 pages on the firm's own site and its Trustpilot profile | |
| Costs, refunds and payout methods checked | 11 help-centre / FAQ pages | |
| Account type recorded | CFD, from the firm's product page | |
| Homepage payout claims checked | Firm reports "$ 13 135 105 Cumulative payouts 2025" |
FAQ
What profit split does Fintokei pay?
Fintokei lists a profit split of 80% up to 90% (Loyalty Program tiers add a performance reward ratio boost of +5% (Tier 2) up to +20% (Tier 6)), per its website as of 2026-10-31.
How much is the cheapest Fintokei challenge?
The lowest published fee is $34 for a $5K account (StartTrader).
What are Fintokei's drawdown rules?
Daily loss limit: 5%; maximum drawdown: 10% (static).
How often does Fintokei pay out?
Payout cycle: Every 14 days; first payout once 14 days have passed since the first trade (SwiftTrader also requires min 3% profit per payout). First payout eligible after 14 days.
Which platforms does Fintokei support?
TradingView, MT5, cTrader.
Can you trade the news with Fintokei?
Yes, news trading is allowed per the firm's rules.
Does Fintokei refund the challenge fee?
Refund only within 2 weeks of purchase if you have not accessed MyFintokei or placed a trade, requested by email (not chat/contact form); otherwise no refund.
Is there a time limit on Fintokei challenges?
ProTrader / ProTrader Swing: unlimited; SwiftTrader: 60 calendar days; StartTrader: 60 calendar days (min 3 trading days everywhere).
Is Fintokei legit?
We score firms on published data, not opinions. Fintokei has a PA Score of 7.2/10 and a Trustpilot rating of 4.3; it was founded in 2022. Check the rule history on this page for recent changes.
Embed Fintokei’s PA Score
Run Fintokei? Put this badge on your site. It is generated from our dataset, so it updates by itself whenever we re-verify, and it always shows the verification date. Embedding it, or not, never changes the score. Stars are the score divided by two.
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<a href="https://propanalyse.com/firms/fintokei/?ref=badge" title="Fintokei on PropAnalyse"><img src="https://propanalyse.com/badge/fintokei.svg" width="300" height="116" alt="Fintokei on PropAnalyse: PA Score 7.2/10" loading="lazy" style="border:0;max-width:100%;height:auto"></a>Compact size, dark theme and JS widgetFor prop firms: corrections and listings
Sources
Every figure above was read from these pages on . Firms change rules often, so confirm before you buy.
- https://www.fintokei.com/
- https://www.fintokei.com/starttrader/
- https://www.fintokei.com/swifttrader/
- https://www.fintokei.com/protrader/
- https://www.fintokei.com/protrader-swing/
- https://www.fintokei.com/payouts/
- https://www.fintokei.com/about-us/
- https://www.fintokei.com/loyalty-program/
- https://support.fintokei.com/en/articles/6538884-how-and-how-often-can-i-withdraw-my-performance-rewards-and-what-is-the-minimum-amount
- https://support.fintokei.com/en/articles/6538820-who-can-join-fintokei
- https://support.fintokei.com/en/articles/11904545-when-will-i-receive-my-payout
- https://support.fintokei.com/en/articles/8408430-what-is-the-performance-reward-ratio-on-swifttrader-accounts
- https://support.fintokei.com/en/articles/6538873-what-is-the-performance-reward-ratio-on-protrader-accounts
- https://support.fintokei.com/en/articles/6538886-how-many-accounts-and-open-positions-can-i-have
- https://support.fintokei.com/en/articles/17677670-what-s-new-on-starttrader-from-october-21-2026-soft-breach-payouts-and-purchase-rules
- https://support.fintokei.com/en/articles/6538826-how-are-the-daily-loss-limit-and-maximum-loss-limit-calculated
- https://support.fintokei.com/en/articles/6538829-is-there-any-time-limit
- https://support.fintokei.com/en/articles/6538843-can-trade-any-time-hold-positions-over-weekends-and-trade-during-news
- https://support.fintokei.com/en/articles/11315976-what-is-the-maximum-risk-on-open-trades
- https://www.trustpilot.com/review/fintokei.com
- https://support.fintokei.com/en/articles/6921693-can-i-get-a-refund-for-my-purchase
- https://support.fintokei.com/en/articles/6538829-is-there-any-time-limit
- https://support.fintokei.com/en/articles/6538884-how-and-how-often-can-i-withdraw-my-performance-rewards-and-what-is-the-minimum-amount
- https://support.fintokei.com/en/articles/11904545-when-will-i-receive-my-payout
- https://support.fintokei.com/en/articles/6538886-how-many-accounts-and-open-positions-can-i-have
- https://support.fintokei.com/en/articles/11315976-what-is-the-maximum-risk-on-open-trades
- https://www.fintokei.com/loyalty-program/
- https://www.fintokei.com/starttrader/
- https://www.fintokei.com/swifttrader/
- https://www.fintokei.com/protrader/
- https://support.fintokei.com/en/articles/8409193-what-is-scaling
Data notes. Prices are list prices taken from the schema.org Offer data and the rendered price cells on each program page (USD; accounts also available in EUR, JPY, CZK). Public promos on 2026-10-31: NEW20 (20% off first challenge, homepage banner), COMBOTRADER (10% off ProTrader $50K + free $5K ProTrader). StartTrader rules changed for purchases from 2026-10-21 (1 phase, 3% target, 2% daily loss with one soft breach, 8% max loss, 80% flat, $400 lifetime payout cap, only for new clients, max 2 purchases). SwiftTrader rules for accounts bought after 2026-07-15 (90% reward, 60-day limit, min profit per payout 3%); SwiftTrader drawdown type not confirmed (help centre uses a High-Water Mark concept, rules article content is tabbed and not extracted) -> null. Older help article on loss limits still cites 3%/6% for StartTrader/SwiftTrader; program pages (2%/8% and 2%/3%) used instead. Max allowed risk on open trades 3% applies to all programs. Consistency rule: none published as a standing rule for main programs; help centre mentions consistency restrictions may be applied by risk management -> null. Crypto: FAQ says 'we currently don't offer crypto or stock trading', though the Swing leverage line and a help article mention crypto CFDs; treated as no crypto (no crypto file). Also restricted for NEW purchases: Cambodia, Ethiopia, Ghana, Indonesia, Kenya, MALAYSIA, Morocco, Nigeria, Philippines, Saudi Arabia, Senegal, South Africa, Thailand, Turkiye, Ukraine, UAE. Founded = 2022 launch in Japan per About page (Purple Group dates to 2007). Legal entity Fintokei a.s. (ICO 09110127), Brno; platform infrastructure by AXSE Brokerage Ltd (Seychelles). Trustpilot scraped via headless browser (HTTP 403 status but page rendered: 4.3 from 1,417 reviews).