Is Fintokei legit? Evidence check (2026)
Fintokei shows a moderate public track record in what we can check publicly: Trustpilot 4.3 from 1,417 reviews; reports $13.1M+ paid; publishes 95% of the fields we track. It publishes its rules, fees and payout terms on its own site (95% of the fields we track) and scores 7.2/10 on our formula. That is evidence, not a guarantee: nobody outside the firm can audit its payouts, so read the cautions below.
Evidence at a glance
| Operating since | 2022 |
|---|---|
| HQ / legal entity | Brno, Czech Republic |
| Trustpilot | 4.3 / 5 from 1,417 reviews |
| Firm-reported payouts | "$ 13 135 105 Cumulative payouts 2025" (homepage) source, checked 31 Oct 2026 |
| Public payout proof | Payouts and About pages stat block: 'Cumulative payouts 2025' alongside '$ 2 649 Average payout 2025' (internal data from 1 Jan 2025) |
| Payout terms | Every 14 days; first payout once 14 days have passed since the first trade (SwiftTrader also requires min 3% profit per payout) |
| First payout | 14 days |
| Payout methods | Bank wire transfer, Walletory e-wallet (instant, up to $10,000), Crypto (ETH, USDT, BTC, USDC, LTC and others; selected countries only) |
| KYC before payout | Required |
| Fee refund | Refund only within 2 weeks of purchase if you have not accessed MyFintokei or placed a trade, requested by email (not chat/contact form); otherwise no refund |
| Restricted countries | Afghanistan, Belarus, Cuba, India, Iran, Iraq, Myanmar, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, USA, Venezuela, Yemen, Bangladesh (temporary), China (temporary), Pakistan (temporary), Vietnam (temporary) |
| Data completeness | 95% |
| Rule changes logged | 0 |
| Last verified |
Reasons for confidence
- Split can reach 90% (see scaling terms)
- Low cost per $1K of buying power: $4.99
- News trading allowed
- Positions can be held over the weekend
- Static drawdown: the floor does not climb with your equity
- 3 platforms to choose from
- No time limit on the evaluation
Cautions
- Identity check (KYC) required before payout: have documents ready
How to check before you pay
- Read the payout rules on the firm's own pages first: fintokei.com/payouts/, support.fintokei.com/en/articles/6538884-how-and-how-often-c, support.fintokei.com/en/articles/6538820-who-can-join-fintok, support.fintokei.com/en/articles/11904545-when-will-i-receiv, support.fintokei.com/en/articles/8408430-what-is-the-perform
- Search the firm's Trustpilot page for recent reviews mentioning denied payouts, and check whether the firm replies with a rule reference.
- Buy the smallest account first and request a payout as soon as you are eligible. A first small payout tests the process cheaply.
- Keep screenshots of your trades and the rules as they were on the day you bought. Rules change; our changelog shows when.
- Pay by a method with chargeback rights where possible, and never send funds to a personal wallet or account.
Rule history and checks
| Date | Field | Was | Now |
|---|---|---|---|
| ListingListing | none | Added to PropAnalyse |
| Date | Check | Detail |
|---|---|---|
| Rules, fees and payout terms read | 20 pages on the firm's own site and its Trustpilot profile | |
| Costs, refunds and payout methods checked | 11 help-centre / FAQ pages | |
| Account type recorded | CFD, from the firm's product page | |
| Homepage payout claims checked | Firm reports "$ 13 135 105 Cumulative payouts 2025" |
What legit means here
Prop firms like Fintokei sell evaluations on simulated accounts and share profits from that activity; the fee is a service fee, not a deposit. They are generally not licensed the way brokers are. We do not verify licences or audit payouts, so 'legit' here means the firm publishes clear rules, has a checkable record and reports paying traders. Full scoring rules: methodology and how evidence levels work.
FAQ
Is Fintokei legit?
Fintokei shows a moderate public track record in what we can check publicly: Trustpilot 4.3 from 1,417 reviews; reports $13.1M+ paid; publishes 95% of the fields we track. It publishes its rules, fees and payout terms on its own site (95% of the fields we track) and scores 7.2/10 on our formula. That is evidence, not a guarantee: nobody outside the firm can audit its payouts, so read the cautions below.
Does Fintokei actually pay out?
The firm reports $ 13 135 105 Cumulative payouts 2025 on its homepage (checked 31 Oct 2026). That is the firm's own figure; we have not audited it. Trustpilot shows 1,417 reviews.
How long does Fintokei take to pay?
Published terms: Every 14 days; first payout once 14 days have passed since the first trade (SwiftTrader also requires min 3% profit per payout). First payout after 14 days.
Is Fintokei regulated?
Prop evaluation firms are generally not licensed as brokers, and we do not verify licences. Check any regulation claim on the regulator's own register.
Is Fintokei a scam?
We found no reason in the published data to call it one; its evidence level is moderate. Read the cautions, test with the smallest account, and keep records.
No reviews on this page are invented, and we do not publish star ratings of our own. Every figure links back to the firm's page or its Trustpilot profile. Spot something out of date? Send us the firm's page and we will re-check.