FXIFY review

CFDLondon, United KingdomLast verified 23 source pagesMethodology

FXIFY is a prop firm, based in London, United Kingdom. Markets: Forex, Indices, Commodities, Crypto, Stocks, Futures. Evaluation types: 1-step, 2-step, 3-step, instant. Published fees start at $39; account sizes run from $1K to $400K. Profit split: up to 90% (up to 100% on Two Phase Classic).

Visit site (opens FXIFY in a new tab)
Public code35% off (Halloween; not valid on Instant Lite)

Verdict

FXIFY scores 7.7/10, ranked #11 of 52. Its strongest area is payout (10.0, driven by split, payout cycle and time to first payout); the weakest is track record (4.0). Best fit: traders on a budget, traders who want frequent withdrawals, news and swing traders. Missing inputs (track record) score 4/10 by rule.

For

  • Split can reach 100%
  • Low cost per $1K of buying power: $3.99
  • Daily / on demand payout cycle on the headline plan
  • News trading allowed
  • Positions can be held over the weekend
  • 3 platforms to choose from
  • Challenge fee refunded: Programs marked 'Refund 100%' (One Phase, Two Phase Standard, Three Phase, Lightning) refund 100% of the original order value with the first withdrawal; Two Phase Pro and Instant Funding not refundable; no refunds after the first trade is placed.

Against

  • Trailing drawdown (trailing (Standard) / static (Classic)) on the headline plan
  • Founding year not published

Rules at a glance

Challenge types
1-step, 2-step, 3-step, instant
Fees from
$39
Cheapest per $1K
$3.99
Account sizes
$1K, $2.5K, $5K, $10K, $15K, $25K, $50K, $75K, $100K, $200K, $400K
Profit target
10% / 5%
Daily loss limit
4%
Max drawdown
10%
Drawdown type
trailing (Standard) / static (Classic)
Min trading days
5
Consistency rule
None on 1/2/3-Phase evaluations; Lightning 30%; Crypto accounts 25%
Account type
CFD Also sells futures accountsSells simulated CFD evaluation and instant accounts on MT5, DXtrade and TradingView; a separate FXIFY Futures product is also advertised. Source
Markets
Forex, Indices, Commodities, Crypto, Stocks, Futures
Platforms
  • MT5
  • DXtrade
  • TradingView
Leverage
up to 30:1 standard; up to 50:1 via add-on/on some programs
Restricted countries
United States, Zimbabwe, Iran, Iraq, North Korea, Somalia, Vietnam, Burundi, Central African Republic, Ivory Coast, Liberia, Libya, Sudan, Cuba, Syria, Afghanistan, Yemen, Palestine, Myanmar, Nicaragua, Congo Republic, Crimea, Democratic Republic of Congo, Eritrea, Guinea, Guinea-Bissau, Papua New Guinea, South Sudan, Vanuatu, Venezuela, Algeria, Russia, Belarus, Kenya, Ghana
Trustpilot
4.3 / 5 from 6,550 reviews

Fees by account size

One-time evaluation fee per program, as listed by the firm. The cheapest option at each size is marked.

AccountOne PhaseTwo Phase - StandardTwo Phase - ClassicTwo Phase - ProThree PhaseLightning ChallengeInstant Funding - StandardCrypto Instant Funding
$1K------$69-
$2.5K------$119-
$5K$59$59$59-$39-$229$125
$10K$89$89$89$129$59$59$449-
$15K$119$119$119-$79---
$25K$199$199$199$225$149$149$899-
$50K$379$379$379$375$249$249$1.7K-
$75K------$2.5K-
$100K$549$549$549$599$399$399$4.2K-
$200K$1K$1K-$1.1K$799---
$400K$3K$3K--$1.6K---

Costs beyond the fee

Reset / retry
Not published
Fee refund
Programs marked 'Refund 100%' (One Phase, Two Phase Standard, Three Phase, Lightning) refund 100% of the original order value with the first withdrawal; Two Phase Pro and Instant Funding not refundable; no refunds after the first trade is placed.
Time limit
Unlimited (Lightning: max 5 trading days)
Activation fee
Not published
Minimum payout
50
Scaling plan
Not published

Payout policy

Profit split
up to 90% (up to 100% on Two Phase Classic)
Split scaling
Not published
Payout cycle
First payout on demand on 1/2/3-Phase evaluation accounts (after closing first funded trade; program pages also state 5 minimum trading days); thereafter monthly, or every 14 days with the Bi-weekly add-on. Instant Funding pays every 14 days.
First payout (days)
Not published
Payout methods
Rise, Crypto (USDC/USDT) where Rise is unavailable
KYC before payout
Required

Trading conduct

News trading
Allowed
Weekend holding
Allowed
EAs / bots
allowed on evaluation programs; not allowed on Instant Funding or Lightning
Copy trading
Allowed
Hedging
Not published
Max risk per trade
Lightning requires a stop loss on every trade
Inactivity rule
Crypto accounts: 7-day inactivity period

Programs

One Phase 1-step

Profit target
10%
Daily loss
3%
Max drawdown
6%
Profit split
up to 90%
Min days
5

Drawdown trailing (balance; locks at starting balance after +6% or first payout)

AccountFeePer $1K
$5K$59$11.8
$10K$89$8.9
$15K$119$7.93
$25K$199$7.96
$50K$379$7.58
$100K$549$5.49
$200K$1K$5.24
$400K$3K$7.38

Two Phase - Standard 2-step

Profit target
10% / 5%
Daily loss
4%
Max drawdown
10%
Profit split
up to 90%
Min days
5

Drawdown trailing (balance; locks at starting balance after +10% or first payout)

AccountFeePer $1K
$5K$59$11.8
$10K$89$8.9
$15K$119$7.93
$25K$199$7.96
$50K$379$7.58
$100K$549$5.49
$200K$1K$5.24
$400K$3K$7.38

Two Phase - Classic 2-step

Profit target
5% (Phase 1 per pricing widget; Phase 2 not captured)
Daily loss
4%
Max drawdown
10%
Profit split
up to 100%
Min days
4

Drawdown static

AccountFeePer $1K
$5K$59$11.8
$10K$89$8.9
$15K$119$7.93
$25K$199$7.96
$50K$379$7.58
$100K$549$5.49

Two Phase - Pro 2-step

Profit target
4% (Phase 1 per pricing widget)
Daily loss
4%
Max drawdown
8%
Profit split
80%
Min days
3

Drawdown static

AccountFeePer $1K
$10K$129$12.9
$25K$225$9
$50K$375$7.5
$100K$599$5.99
$200K$1.1K$5.5

Three Phase 3-step

Profit target
5% / 5% / 5%
Daily loss
5%
Max drawdown
5%
Profit split
up to 90%
Min days
5

Drawdown static

AccountFeePer $1K
$5K$39$7.8
$10K$59$5.9
$15K$79$5.27
$25K$149$5.96
$50K$249$4.98
$100K$399$3.99
$200K$799$4
$400K$1.6K$4

Lightning Challenge 1-step

Profit target
5%
Daily loss
3%
Max drawdown
4%
Profit split
up to 90%
Min days
3

Drawdown trailing (locks at starting balance after +4% or first payout)

AccountFeePer $1K
$10K$59$5.9
$25K$149$5.96
$50K$249$4.98
$100K$399$3.99

Instant Funding - Standard instant

Profit target
Not published
Daily loss
Not published
Max drawdown
8%
Profit split
up to 90%
Min days
Not published

Drawdown trailing (locks at starting balance after +8% or first payout)

AccountFeePer $1K
$1K$69$69
$2.5K$119$47.6
$5K$229$45.8
$10K$449$44.9
$25K$899$35.96
$50K$1.7K$34.98
$75K$2.5K$33.32
$100K$4.2K$42.49

Crypto Instant Funding instant

Profit target
Not published
Daily loss
3%
Max drawdown
6%
Profit split
80% (bi-weekly)
Min days
7

Drawdown trailing

AccountFeePer $1K
$5K$125$25

Is FXIFY legit?

Evidence level: Strong (4/6). Trustpilot 4.3 from 6,550 reviews; reports $40M+ paid; publishes 90% of the fields we track. The firm reports "$40M+ Paid out" on its homepage (checked 31 Oct 2026). Full evidence check.

Complaints about FXIFY

Traders can report a payout, rule or refund problem with FXIFY. We check the evidence, give the firm 7 days to respond, and show the result here.

0Received
0Verified
0Resolved
0Unresolved

No verified complaints yet. Nothing has been reported to us about FXIFY so far.

Nothing counts against its PA Score from complaints right now. Only verified complaints the firm has not resolved within 7 days count, for 12 months.

Report a problemHow complaints work

Changelog

Last verified . Next full re-check due by (we re-verify every firm at least every 30 days).

Rule changes

DateFieldWasNow
ListingListingnoneAdded to PropAnalyse

Verification timeline

DateCheckDetail
Rules, fees and payout terms read13 pages on the firm's own site and its Trustpilot profile
Costs, refunds and payout methods checked8 help-centre / FAQ pages
Crypto trading terms checked2 pages
Account type recordedCFD, from the firm's product page
Homepage payout claims checkedFirm reports "$40M+ Paid out"

All rule changes · RSS · Verification log

FAQ

What profit split does FXIFY pay?

FXIFY lists a profit split of up to 90% (up to 100% on Two Phase Classic), per its website as of 2026-10-31.

How much is the cheapest FXIFY challenge?

The lowest published fee is $39 for a $5K account (Three Phase); account sizes start at $1K.

What are FXIFY's drawdown rules?

Daily loss limit: 4%; maximum drawdown: 10% (trailing (Standard) / static (Classic)).

How often does FXIFY pay out?

Payout cycle: First payout on demand on 1/2/3-Phase evaluation accounts (after closing first funded trade; program pages also state 5 minimum trading days); thereafter monthly, or every 14 days with the Bi-weekly add-on. Instant Funding pays every 14 days..

Which platforms does FXIFY support?

MT5, DXtrade, TradingView.

Can you trade the news with FXIFY?

Yes, news trading is allowed per the firm's rules.

Does FXIFY refund the challenge fee?

Programs marked 'Refund 100%' (One Phase, Two Phase Standard, Three Phase, Lightning) refund 100% of the original order value with the first withdrawal; Two Phase Pro and Instant Funding not refundable; no refunds after the first trade is placed..

Is there a time limit on FXIFY challenges?

Unlimited (Lightning: max 5 trading days).

Can you trade crypto with FXIFY?

Yes: execution on FXIFY simulated crypto CFD accounts (separate CRYPTO account type) on DXtrade; TradingView coming soon; leverage 5:1 on BTC, ETH and SOL; 2:1 on other crypto (crypto accounts); 80 crypto instruments. Full crypto terms: propanalyse.com/crypto/fxify/.

Is FXIFY legit?

We score firms on published data, not opinions. FXIFY has a PA Score of 7.7/10 and a Trustpilot rating of 4.3. Check the rule history on this page for recent changes.

Embed FXIFY’s PA Score

Run FXIFY? Put this badge on your site. It is generated from our dataset, so it updates by itself whenever we re-verify, and it always shows the verification date. Embedding it, or not, never changes the score. Stars are the score divided by two.

FXIFY on PropAnalyse: PA Score 7.7/10
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FXIFY on PropAnalyse: PA Score 7.7/10, dark theme
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Sources

Every figure above was read from these pages on . Firms change rules often, so confirm before you buy.

  1. https://fxify.com/
  2. https://fxify.com/programs/one-phase/
  3. https://fxify.com/programs/two-phase/
  4. https://fxify.com/programs/three-phase-challenge/
  5. https://fxify.com/programs/instant-funding/
  6. https://fxify.com/programs/lightning-challenge/
  7. https://fxify.com/programs/crypto/
  8. https://fxify.com/how-it-works/
  9. https://fxify.com/faqs/payouts/
  10. https://fxify.com/faqs/orders-billing/
  11. https://fxify.com/faqs/rules/
  12. https://fxify.com/faqs/crypto-accounts/
  13. https://www.trustpilot.com/review/fxify.com
  14. https://fxify.com/programs/one-phase/
  15. https://fxify.com/programs/two-phase/
  16. https://fxify.com/programs/lightning-challenge/
  17. https://fxify.com/faqs/payouts/
  18. https://fxify.com/faqs/orders-billing/
  19. https://fxify.com/faqs/rules/
  20. https://fxify.com/programs/crypto/
  21. https://fxify.com/
  22. https://fxify.com/programs/crypto/
  23. https://fxify.com/faqs/crypto-accounts/

Data notes. Prices are list prices from the fxify.com pricing widget (clicked through every tab/size on 2026-10-31); Halloween promo code AGHHH35 (35% off, excl. Instant Lite, expires 2 Nov), ONESTEP35 (new traders, 35% off 1-Phase) and FUNDED40 (40% off Instant Funding) were live. Widget showed identical list prices for One Phase, Two Phase Classic and Two Phase Standard. Two Phase Classic/Pro targets shown are Phase 1 only (phase-2 tab not captured). Instant Funding widget displays '8%' under Daily Loss Limit next to an 8% trailing max drawdown, left max_daily_loss null as possibly a display duplication; Instant has news trading, weekend holding and EAs set to 'No'. $1K/$2.5K Instant sizes may be the 'Instant Lite' variant (not confirmed). Instant program page says 'up to $50K' but widget sells up to $100K. Crypto Instant: only the $5K price ($125) captured; Crypto Standard 1-Step has 9% target. Futures (FXIFY Futures) is a separate product not researched. Founded year not published on site (UK company no. 14451720). Headline rules use Two Phase Standard. Trustpilot count from trustpilot page (homepage widget showed 6,544).