Is FXIFY legit? Evidence check (2026)
FXIFY shows a strong public track record in what we can check publicly: Trustpilot 4.3 from 6,550 reviews; reports $40M+ paid; publishes 90% of the fields we track. It publishes its rules, fees and payout terms on its own site (90% of the fields we track) and scores 7.7/10 on our formula. That is evidence, not a guarantee: nobody outside the firm can audit its payouts, so read the cautions below.
Evidence at a glance
| Operating since | Not published |
|---|---|
| HQ / legal entity | London, United Kingdom |
| Trustpilot | 4.3 / 5 from 6,550 reviews |
| Firm-reported payouts | "$40M+ Paid out" (homepage) source, checked 31 Oct 2026 |
| Public payout proof | Homepage payouts section: '$40M+ Paid out', '$117,000 Single highest payout', '250K+ Payouts Made' |
| Payout terms | First payout on demand on 1/2/3-Phase evaluation accounts (after closing first funded trade; program pages also state 5 minimum trading days); thereafter monthly, or every 14 days with the Bi-weekly add-on. Instant Funding pays every 14 days. |
| First payout | Not published |
| Payout methods | Rise, USDC/USDT (where Rise unavailable) |
| KYC before payout | Required |
| Fee refund | Programs marked 'Refund 100%' (One Phase, Two Phase Standard, Three Phase, Lightning) refund 100% of the original order value with the first withdrawal; Two Phase Pro and Instant Funding not refundable; no refunds after the first trade is placed. |
| Restricted countries | United States, Zimbabwe, Iran, Iraq, North Korea, Somalia, Vietnam, Burundi, Central African Republic, Ivory Coast, Liberia, Libya, Sudan, Cuba, Syria, Afghanistan, Yemen, Palestine, Myanmar, Nicaragua, Congo Republic, Crimea, Democratic Republic of Congo, Eritrea, Guinea, Guinea-Bissau, Papua New Guinea, South Sudan, Vanuatu, Venezuela, Algeria, Russia, Belarus, Kenya, Ghana |
| Data completeness | 90% |
| Rule changes logged | 0 |
| Last verified |
Reasons for confidence
- Split can reach 100%
- Low cost per $1K of buying power: $3.99
- Daily / on demand payout cycle on the headline plan
- News trading allowed
- Positions can be held over the weekend
- 3 platforms to choose from
- Challenge fee refunded: Programs marked 'Refund 100%' (One Phase, Two Phase Standard, Three Phase, Lightning) refund 100% of the original order value with the first withdrawal; Two Phase Pro and Instant Funding not refundable; no refunds after the first trade is placed.
Cautions
- Founding year not published on the pages we read
- Consistency rule: None on 1/2/3-Phase evaluations; Lightning 30%; Crypto accounts 25%
- Identity check (KYC) required before payout: have documents ready
- Trailing drawdown (trailing (Standard) / static (Classic)) on the headline plan
- Founding year not published
How to check before you pay
- Read the payout rules on the firm's own pages first: fxify.com/faqs/payouts/, fxify.com/faqs/orders-billing/, fxify.com/faqs/rules/, fxify.com/faqs/crypto-accounts/, fxify.com/faqs/payouts/
- Search the firm's Trustpilot page for recent reviews mentioning denied payouts, and check whether the firm replies with a rule reference.
- Buy the smallest account first and request a payout as soon as you are eligible. A first small payout tests the process cheaply.
- Keep screenshots of your trades and the rules as they were on the day you bought. Rules change; our changelog shows when.
- Pay by a method with chargeback rights where possible, and never send funds to a personal wallet or account.
Rule history and checks
| Date | Field | Was | Now |
|---|---|---|---|
| ListingListing | none | Added to PropAnalyse |
| Date | Check | Detail |
|---|---|---|
| Rules, fees and payout terms read | 13 pages on the firm's own site and its Trustpilot profile | |
| Costs, refunds and payout methods checked | 8 help-centre / FAQ pages | |
| Crypto trading terms checked | 2 pages | |
| Account type recorded | CFD, from the firm's product page | |
| Homepage payout claims checked | Firm reports "$40M+ Paid out" |
What legit means here
Prop firms like FXIFY sell evaluations on simulated accounts and share profits from that activity; the fee is a service fee, not a deposit. They are generally not licensed the way brokers are. We do not verify licences or audit payouts, so 'legit' here means the firm publishes clear rules, has a checkable record and reports paying traders. Full scoring rules: methodology and how evidence levels work.
FAQ
Is FXIFY legit?
FXIFY shows a strong public track record in what we can check publicly: Trustpilot 4.3 from 6,550 reviews; reports $40M+ paid; publishes 90% of the fields we track. It publishes its rules, fees and payout terms on its own site (90% of the fields we track) and scores 7.7/10 on our formula. That is evidence, not a guarantee: nobody outside the firm can audit its payouts, so read the cautions below.
Does FXIFY actually pay out?
The firm reports $40M+ Paid out on its homepage (checked 31 Oct 2026). That is the firm's own figure; we have not audited it. Trustpilot shows 6,550 reviews.
How long does FXIFY take to pay?
Published terms: First payout on demand on 1/2/3-Phase evaluation accounts (after closing first funded trade; program pages also state 5 minimum trading days); thereafter monthly, or every 14 days with the Bi-weekly add-on. Instant Funding pays every 14 days..
Is FXIFY regulated?
Prop evaluation firms are generally not licensed as brokers, and we do not verify licences. Check any regulation claim on the regulator's own register.
Is FXIFY a scam?
We found no reason in the published data to call it one; its evidence level is strong. Read the cautions, test with the smallest account, and keep records.
No reviews on this page are invented, and we do not publish star ratings of our own. Every figure links back to the firm's page or its Trustpilot profile. Spot something out of date? Send us the firm's page and we will re-check.