FundingPips vs FXIFY
Rule-by-rule comparison from each firm's own website, last verified . The marked figure is the stronger one on that line.
Quick take
- Cheaper entry: FundingPips ($29 vs $39).
- Higher Trustpilot rating: FundingPips (4.4).
- Overall PA Score: FundingPips 7.9 vs FXIFY 7.7.
FundingPips stronger on 5FXIFY stronger on 3of 10 lines where both publish a comparable figure
| FundingPips7.9 PA Score | FXIFY7.7 PA Score | |
|---|---|---|
| PA Score | 7.9 (stronger figure) | 7.7 |
| Trustpilot | 4.471,419 (stronger figure) | 4.36,550 |
| Founded | 2022 (stronger figure) | Not published |
| HQ | Dubai, UAE | London, United Kingdom |
| Markets | Forex, Commodities, Indices, Crypto | Forex, Indices, Commodities, Crypto, Stocks, Futures (stronger figure) |
| Challenge types | 1-step, 2-step, instant | 1-step, 2-step, 3-step, instant |
| Entry fee from | $29 (stronger figure) | $39 |
| Cost per $1K allocation | $4.44 | $3.99 (stronger figure) |
| Largest account | $100K | $400K (stronger figure) |
| Profit target | 8% / 5% | 10% / 5% |
| Daily loss limit | 5% (stronger figure) | 4% |
| Max drawdown | 10% | 10% |
| Drawdown type | static | trailing (Standard) / static (Classic) |
| Profit split | up to 100% | up to 90% (up to 100% on Two Phase Classic) |
| Leverage | up to 1:100 (FX, evaluation) | up to 30:1 standard; up to 50:1 via add-on/on some programs |
| Platforms | MT5, cTrader, Match-Trader | MT5, DXtrade, TradingView |
| Payout frequency | weekly / bi-weekly / on-demand | First payout on demand on 1/2/3-Phase evaluation accounts (after closing first funded trade; program pages also state 5 minimum trading days); thereafter monthly, or every 14 days with the Bi-weekly add-on. Instant Funding pays every 14 days. |
| First payout (days) | Not published | Not published |
| Min trading days | 3 | 5 |
| Consistency rule | On-demand rewards: 35% | None on 1/2/3-Phase evaluations; Lightning 30%; Crypto accounts 25% |
| News trading | Restricted | Allowed |
| Weekend holding | Restricted | Allowed |
| Discount code | 20% off new clients / 15% off existing clients | 35% off (Halloween; not valid on Instant Lite) |
| Visit site (opens FundingPips in a new tab) | Visit site (opens FXIFY in a new tab) |
Not published means we could not find the figure on the firm's own site. Sources are listed on each firm page.
Which should you choose?
FundingPips scores 7.9/10 and FXIFY 7.7/10, a close call on our score. Both are CFD prop firms, so the rule differences below are like for like. Which one is better depends on how you trade, so here is who each firm suits, based only on what they publish.
Pick FundingPips if
- you want the cheaper way in ($29 vs $39 for the smallest account)
- you need cTrader and Match-Trader
- review volume matters to you (71,419 Trustpilot reviews vs 6,550)
- you want the longer track record (operating since 2022)
- you weigh firm-reported payouts ($326M+ rewards distributed)
Pick FXIFY if
- you care about cost per $1K of account ($3.99 vs $4.44)
- you trade high-impact news
- you hold positions over the weekend
- you want the fee back when you get paid
- you need DXtrade and TradingView
Price at each account size
Cheapest program each firm sells at the sizes both offer.
| Account | FundingPips | FXIFY |
|---|---|---|
| $5K | $39 | $39 |
| $10K | $72 | $59 |
| $25K | $188 | $149 |
| $50K | $244 | $249 |
| $100K | $444 | $399 |
Payouts
FundingPips: weekly / bi-weekly / on-demand. Methods: card (Visa/Mastercard), crypto (USDT/USDC ERC20), Rise, bank transfer. The firm reports "$326M+ rewards distributed" (homepage, checked 31 Oct 2026).
FXIFY: First payout on demand on 1/2/3-Phase evaluation accounts (after closing first funded trade; program pages also state 5 minimum trading days); thereafter monthly, or every 14 days with the Bi-weekly add-on. Instant Funding pays every 14 days.. Methods: Rise, USDC/USDT (where Rise unavailable). The firm reports "$40M+ Paid out" (homepage, checked 31 Oct 2026).
Firm-reported payout totals are the firms' own figures. We have not audited them.
Rule changes
| Date | Firm | Field | Was | Now |
|---|---|---|---|---|
| FundingPips | PlatformsRules | none | MT5, cTrader, Match-Trader | |
| FundingPips | Trustpilot scoreReputation | 4.5 | 4.4 | |
| FundingPips | Discount codeOffers | FP (20% off (new customers)) | HALLOWEEN (20% off new clients / 15% off existing clients) |
Legit check
Track record, review volume, payout terms and restrictions for each firm, on one page each: Is FundingPips legit? · Is FXIFY legit?
FAQ
Which is cheaper, FundingPips or FXIFY?
Smallest published entry fee: FundingPips $29, FXIFY $39. Cheapest per $1K of account: FundingPips $4.44, FXIFY $3.99.
Which pays out faster, FundingPips or FXIFY?
FundingPips: weekly / bi-weekly / on-demand. FXIFY: First payout on demand on 1/2/3-Phase evaluation accounts (after closing first funded trade; program pages also state 5 minimum trading days); thereafter monthly, or every 14 days with the Bi-weekly add-on. Instant Funding pays every 14 days..
Which has the higher profit split?
FundingPips: up to 100%; FXIFY: up to 90% (up to 100% on Two Phase Classic). Headline splits often need scaling or an add-on.
Which is better for beginners, FundingPips or FXIFY?
On our six-point beginner checklist FundingPips meets 3 and FXIFY meets 5. The checklist is explained on the best prop firms for beginners page.
Are FundingPips and FXIFY legit?
Both publish their rules and are listed with sources. See the evidence pages: propanalyse.com/firms/fundingpips/legit/ and propanalyse.com/firms/fxify/legit/.