The5ers vs Moneta Funded
Rule-by-rule comparison from each firm's own website, last verified . The marked figure is the stronger one on that line.
Quick take
- Cheaper entry: The5ers ($19 vs $30).
- Higher Trustpilot rating: The5ers (4.7).
- Overall PA Score: The5ers 8.6 vs Moneta Funded 7.5.
The5ers stronger on 7Moneta Funded stronger on 0of 11 lines where both publish a comparable figure
| The5ers8.6 PA Score | Moneta Funded7.5 PA Score | |
|---|---|---|
| PA Score | 8.6 (stronger figure) | 7.5 |
| Trustpilot | 4.740,518 (stronger figure) | 4.6299 |
| Founded | 2016 (stronger figure) | Not published |
| HQ | Not published | Gros-Islet, Saint Lucia |
| Markets | Forex, Commodities, Indices, Crypto, Stocks, Futures (stronger figure) | Forex, Indices, Commodities, Crypto |
| Challenge types | 1-step, 2-step, 3-step | 1-step, 2-step, instant |
| Entry fee from | $19 (stronger figure) | $30 |
| Cost per $1K allocation | $1.1 (stronger figure) | $2.84 |
| Largest account | $250K (stronger figure) | $200K |
| Profit target | 10% / 5% | 5% Phase 1 / 10% Phase 2 |
| Daily loss limit | 5% | 5% (4% on lower-cost option) |
| Max drawdown | 10% | 10% (8% on lower-cost option) |
| Drawdown type | Not published | static |
| Profit split | up to 100% | 88% (60% option on Instant Funding; 100% on Sprint) |
| Leverage | 1:100 (High Stakes); 1:30 (Hyper Growth, Bootcamp) | Up to 1:100 on 2-Step (forex); 1:30 on all other programs |
| Platforms | MT5 | MT5, Match-Trader |
| Payout frequency | bi-weekly: first payout 14 days after funding, then every 2 weeks ($150 min profit, High Stakes); cycle resets on each scale-up | Every 14 days; first payout 14 days after first trade (1-Step Daily: daily; Instant Funding Pro: first payout on demand; Sprint: on reaching target) |
| First payout (days) | 14 | 14 |
| Min trading days | 3 | 3 |
| Consistency rule | 2-Step (New/Classic) and 1-Step plans: best day max 50% of total profit (funded/Pro account; 1-Step also in evaluation); Futures: 40%; High Stakes, Hyper Growth, Bootcamp: not stated | Instant Funding only: best day must not exceed 15% or 20% of profit (chosen at purchase); none on other programs |
| News trading | Restricted | Restricted |
| Weekend holding | Allowed | Allowed |
| Discount code | Not published | 40% off (limited time; not valid on Sprint) |
| Visit site (opens The5ers in a new tab)Our referral code: Enter it at checkout so we're credited. | Visit site (opens Moneta Funded in a new tab) |
Not published means we could not find the figure on the firm's own site. Sources are listed on each firm page.
Which should you choose?
A wide gap: The5ers 8.6/10, Moneta Funded 7.5/10. Both are CFD firms, so the rows below compare directly. The lists below use published rules only.
Pick The5ers if
- you want the cheaper way in ($19 vs $30 for the smallest account)
- you care about cost per $1K of account ($1.1 vs $2.84)
- review volume matters to you (40,518 Trustpilot reviews vs 299)
- you want the longer track record (operating since 2016)
Pick Moneta Funded if
- you want the fee back when you get paid
- you need Match-Trader
Price at each account size
Cheapest program each firm sells at the sizes both offer.
| Account | The5ers | Moneta Funded |
|---|---|---|
| $2.5K | $19 | $155 |
| $5K | $35 | $33 |
| $10K | $69 | $30 |
| $20K | $22 | $919 |
| $25K | $176 | $75 |
| $50K | $249 | $142 |
| $100K | $405 | $284 |
Payouts
The5ers: bi-weekly: first payout 14 days after funding, then every 2 weeks ($150 min profit, High Stakes); cycle resets on each scale-up. First payout after 14 days.
Moneta Funded: Every 14 days; first payout 14 days after first trade (1-Step Daily: daily; Instant Funding Pro: first payout on demand; Sprint: on reaching target). First payout after 14 days. Methods: USDC-ERC20, USDT-ERC20, USDT-TRC20, Moneta Markets account.
Firm-reported payout totals are the firms' own figures. We have not audited them.
Rule changes
| Date | Firm | Field | Was | Now |
|---|---|---|---|---|
| The5ers | Consistency ruleRules | none | 2-Step (New/Classic) and 1-Step plans: best day max 50% of total profit (funded/Pro account; 1-Step also in evaluation); Futures: 40%; High Stakes, Hyper Growth, Bootcamp: not stated | |
| The5ers | Hyper Growth: splitCorrection | up to 100% | 75% to $300K, 80% at $350K, 80-100% from $400K | |
| The5ers | Split scalingCorrection | High Stakes: 80% → 85% at $175K → 90% at $250K → 100% at $350K+ | High Stakes: 80% → 85% at $175K → 90% at $250K → 100% at $350K+; Hyper Growth: starts at 75%, 80% at $350K, 80-100% from $400K | |
| The5ers | First payout (days)Payouts | none | 14 | |
| The5ers | Payout frequencyPayouts | none | bi-weekly: first payout 14 days after funding, then every 2 weeks ($150 min profit, High Stakes); cycle resets on each scale-up |
Legit check
Track record, review volume, payout terms and restrictions for each firm, on one page each: Is The5ers legit? · Is Moneta Funded legit?
FAQ
Which is cheaper, The5ers or Moneta Funded?
Smallest published entry fee: The5ers $19, Moneta Funded $30. Cheapest per $1K of account: The5ers $1.1, Moneta Funded $2.84.
Which pays out faster, The5ers or Moneta Funded?
The5ers: bi-weekly: first payout 14 days after funding, then every 2 weeks ($150 min profit, High Stakes); cycle resets on each scale-up. Moneta Funded: Every 14 days; first payout 14 days after first trade (1-Step Daily: daily; Instant Funding Pro: first payout on demand; Sprint: on reaching target).
Which has the higher profit split?
The5ers: up to 100%; Moneta Funded: 88% (60% option on Instant Funding; 100% on Sprint). Headline splits often need scaling or an add-on.
Which is better for beginners, The5ers or Moneta Funded?
On our six-point beginner checklist The5ers meets 2 and Moneta Funded meets 4. The checklist is explained on the best prop firms for beginners page.
Are The5ers and Moneta Funded legit?
Both publish their rules and are listed with sources. See the evidence pages: propanalyse.com/firms/the5ers/legit/ and propanalyse.com/firms/moneta-funded/legit/.