City Traders Imperium vs Finotive Funding
Rule-by-rule comparison from each firm's own website, last verified . The marked figure is the stronger one on that line.
Quick take
- Cheaper entry: City Traders Imperium ($29 vs $30).
- Overall PA Score: City Traders Imperium 8.4 vs Finotive Funding 7.3.
City Traders Imperium stronger on 5Finotive Funding stronger on 3of 9 lines where both publish a comparable figure
| City Traders Imperium8.4 PA Score | Finotive Funding7.3 PA Score | |
|---|---|---|
| PA Score | 8.4 (stronger figure) | 7.3 |
| Trustpilot | 4.31,636 | No rating1,077 |
| Founded | 2018 (stronger figure) | 2021 |
| HQ | San José, Costa Rica | Dubai, United Arab Emirates |
| Markets | Forex, Indices, Crypto | Forex, Indices, Commodities, Crypto (stronger figure) |
| Challenge types | 1-step, 2-step, instant | 1-step, 2-step, instant |
| Entry fee from | $29 (stronger figure) | $30 |
| Cost per $1K allocation | $4.49 | $3 (stronger figure) |
| Largest account | $100K | $200K (stronger figure) |
| Profit target | 10% / 5% | 10% |
| Daily loss limit | 5% (stronger figure) | 4% |
| Max drawdown | 10% (stronger figure) | 7.5% |
| Drawdown type | static (balance-based) | static |
| Profit split | 80% up to 100% | 80% up to 100% |
| Leverage | Not published | up to 1:100 (2-Step Challenge); 1:50 1-Step Challenge/Pro; 1:33 Instant Standard & 2-Step Solo; 1:25 Instant Lite |
| Platforms | MT5, Match-Trader | MT5, Match-Trader |
| Payout frequency | On demand; first payout after 7 days (challenges) or 5 days (Instant/Direct); weekly/anytime payouts unlocked via VIP ladder | First payout on demand once funded and minimum profitable days met (Instant: after first profitable trades); then every 7 days (Instant Lite every 14 days; 2-Step Solo first after 14 days, then weekly) |
| First payout (days) | 7 | Not published |
| Min trading days | 3 | 3 |
| Consistency rule | None | No consistency rule on Challenge or Instant; Pro accounts from funded day 31 must keep weekly trade count and instrument volume within ±25% of historical averages. Profit-concentration/single-trade rules apply before payouts. |
| News trading | Allowed | Allowed |
| Weekend holding | Allowed | Restricted |
| Discount code | Not published | 25% off your first purchase |
| Visit site (opens City Traders Imperium in a new tab) | Visit site (opens Finotive Funding in a new tab) |
Not published means we could not find the figure on the firm's own site. Sources are listed on each firm page.
Which should you choose?
City Traders Imperium scores 8.4/10 and Finotive Funding 7.3/10, a wide gap. Both are CFD prop firms, so the rule differences below are like for like. Which one is better depends on how you trade, so here is who each firm suits, based only on what they publish.
Pick City Traders Imperium if
- you want the cheaper way in ($29 vs $30 for the smallest account)
- you hold positions over the weekend
- you do not want a consistency rule
- you want the longer track record (operating since 2018)
Pick Finotive Funding if
- you care about cost per $1K of account ($3 vs $4.49)
- you want the fee back when you get paid
- you weigh firm-reported payouts ($24M+ Total Payouts)
Price at each account size
Cheapest program each firm sells at the sizes both offer.
| Account | City Traders Imperium | Finotive Funding |
|---|---|---|
| $2.5K | $29 | $12.5 |
| $5K | $49 | $22.5 |
| $10K | $79 | $40 |
| $25K | $159 | $100 |
| $50K | $299 | $175 |
| $100K | $449 | $325 |
Payouts
City Traders Imperium: On demand; first payout after 7 days (challenges) or 5 days (Instant/Direct); weekly/anytime payouts unlocked via VIP ladder. First payout after 7 days.
Finotive Funding: First payout on demand once funded and minimum profitable days met (Instant: after first profitable trades); then every 7 days (Instant Lite every 14 days; 2-Step Solo first after 14 days, then weekly). Methods: Finotive Pay wallet, Bank transfer, Crypto (USDT, USDC, BTC, ETH, SOL), Revolut, PayPal. The firm reports "$24M+ Total Payouts" (homepage, checked 31 Oct 2026).
Firm-reported payout totals are the firms' own figures. We have not audited them.
Rule changes
No rule changes logged for either firm since tracking began. Any change will show here and on the rule-change log.
Legit check
Track record, review volume, payout terms and restrictions for each firm, on one page each: Is City Traders Imperium legit? · Is Finotive Funding legit?
FAQ
Which is cheaper, City Traders Imperium or Finotive Funding?
Smallest published entry fee: City Traders Imperium $29, Finotive Funding $30. Cheapest per $1K of account: City Traders Imperium $4.49, Finotive Funding $3.
Which pays out faster, City Traders Imperium or Finotive Funding?
City Traders Imperium: On demand; first payout after 7 days (challenges) or 5 days (Instant/Direct); weekly/anytime payouts unlocked via VIP ladder. Finotive Funding: First payout on demand once funded and minimum profitable days met (Instant: after first profitable trades); then every 7 days (Instant Lite every 14 days; 2-Step Solo first after 14 days, then weekly).
Which has the higher profit split?
City Traders Imperium: 80% up to 100%; Finotive Funding: 80% up to 100%. Headline splits often need scaling or an add-on.
Which is better for beginners, City Traders Imperium or Finotive Funding?
On our six-point beginner checklist City Traders Imperium meets 5 and Finotive Funding meets 3. The checklist is explained on the best prop firms for beginners page.
Are City Traders Imperium and Finotive Funding legit?
Both publish their rules and are listed with sources. See the evidence pages: propanalyse.com/firms/city-traders-imperium/legit/ and propanalyse.com/firms/finotive-funding/legit/.