FXIFY vs Finotive Funding
Rule-by-rule comparison from each firm's own website, last verified . The marked figure is the stronger one on that line.
Quick take
- Cheaper entry: Finotive Funding ($30 vs $39).
- Overall PA Score: FXIFY 7.7 vs Finotive Funding 7.3.
FXIFY stronger on 4Finotive Funding stronger on 3of 9 lines where both publish a comparable figure
| FXIFY7.7 PA Score | Finotive Funding7.3 PA Score | |
|---|---|---|
| PA Score | 7.7 (stronger figure) | 7.3 |
| Trustpilot | 4.36,550 | No rating1,077 |
| Founded | Not published | 2021 (stronger figure) |
| HQ | London, United Kingdom | Dubai, United Arab Emirates |
| Markets | Forex, Indices, Commodities, Crypto, Stocks, Futures (stronger figure) | Forex, Indices, Commodities, Crypto |
| Challenge types | 1-step, 2-step, 3-step, instant | 1-step, 2-step, instant |
| Entry fee from | $39 | $30 (stronger figure) |
| Cost per $1K allocation | $3.99 | $3 (stronger figure) |
| Largest account | $400K (stronger figure) | $200K |
| Profit target | 10% / 5% | 10% |
| Daily loss limit | 4% | 4% |
| Max drawdown | 10% (stronger figure) | 7.5% |
| Drawdown type | trailing (Standard) / static (Classic) | static |
| Profit split | up to 90% (up to 100% on Two Phase Classic) | 80% up to 100% |
| Leverage | up to 30:1 standard; up to 50:1 via add-on/on some programs | up to 1:100 (2-Step Challenge); 1:50 1-Step Challenge/Pro; 1:33 Instant Standard & 2-Step Solo; 1:25 Instant Lite |
| Platforms | MT5, DXtrade, TradingView | MT5, Match-Trader |
| Payout frequency | First payout on demand on 1/2/3-Phase evaluation accounts (after closing first funded trade; program pages also state 5 minimum trading days); thereafter monthly, or every 14 days with the Bi-weekly add-on. Instant Funding pays every 14 days. | First payout on demand once funded and minimum profitable days met (Instant: after first profitable trades); then every 7 days (Instant Lite every 14 days; 2-Step Solo first after 14 days, then weekly) |
| First payout (days) | Not published | Not published |
| Min trading days | 5 | 3 |
| Consistency rule | None on 1/2/3-Phase evaluations; Lightning 30%; Crypto accounts 25% | No consistency rule on Challenge or Instant; Pro accounts from funded day 31 must keep weekly trade count and instrument volume within ±25% of historical averages. Profit-concentration/single-trade rules apply before payouts. |
| News trading | Allowed | Allowed |
| Weekend holding | Allowed | Restricted |
| Discount code | 35% off (Halloween; not valid on Instant Lite) | 25% off your first purchase |
| Visit site (opens FXIFY in a new tab) | Visit site (opens Finotive Funding in a new tab) |
Not published means we could not find the figure on the firm's own site. Sources are listed on each firm page.
Which should you choose?
FXIFY scores 7.7/10 and Finotive Funding 7.3/10, a clear but not huge gap. Both are CFD prop firms, so the rule differences below are like for like. Which one is better depends on how you trade, so here is who each firm suits, based only on what they publish.
Pick FXIFY if
- you hold positions over the weekend
- you need DXtrade and TradingView
- review volume matters to you (6,550 Trustpilot reviews vs 1,077)
Pick Finotive Funding if
- you want the cheaper way in ($30 vs $39 for the smallest account)
- you care about cost per $1K of account ($3 vs $3.99)
- you need Match-Trader
- you want the longer track record (operating since 2021)
Price at each account size
Cheapest program each firm sells at the sizes both offer.
| Account | FXIFY | Finotive Funding |
|---|---|---|
| $2.5K | $119 | $12.5 |
| $5K | $39 | $22.5 |
| $10K | $59 | $40 |
| $25K | $149 | $100 |
| $50K | $249 | $175 |
| $100K | $399 | $325 |
| $200K | $799 | $600 |
Payouts
FXIFY: First payout on demand on 1/2/3-Phase evaluation accounts (after closing first funded trade; program pages also state 5 minimum trading days); thereafter monthly, or every 14 days with the Bi-weekly add-on. Instant Funding pays every 14 days.. Methods: Rise, USDC/USDT (where Rise unavailable). The firm reports "$40M+ Paid out" (homepage, checked 31 Oct 2026).
Finotive Funding: First payout on demand once funded and minimum profitable days met (Instant: after first profitable trades); then every 7 days (Instant Lite every 14 days; 2-Step Solo first after 14 days, then weekly). Methods: Finotive Pay wallet, Bank transfer, Crypto (USDT, USDC, BTC, ETH, SOL), Revolut, PayPal. The firm reports "$24M+ Total Payouts" (homepage, checked 31 Oct 2026).
Firm-reported payout totals are the firms' own figures. We have not audited them.
Rule changes
No rule changes logged for either firm since tracking began. Any change will show here and on the rule-change log.
Legit check
Track record, review volume, payout terms and restrictions for each firm, on one page each: Is FXIFY legit? · Is Finotive Funding legit?
FAQ
Which is cheaper, FXIFY or Finotive Funding?
Smallest published entry fee: FXIFY $39, Finotive Funding $30. Cheapest per $1K of account: FXIFY $3.99, Finotive Funding $3.
Which pays out faster, FXIFY or Finotive Funding?
FXIFY: First payout on demand on 1/2/3-Phase evaluation accounts (after closing first funded trade; program pages also state 5 minimum trading days); thereafter monthly, or every 14 days with the Bi-weekly add-on. Instant Funding pays every 14 days.. Finotive Funding: First payout on demand once funded and minimum profitable days met (Instant: after first profitable trades); then every 7 days (Instant Lite every 14 days; 2-Step Solo first after 14 days, then weekly).
Which has the higher profit split?
FXIFY: up to 90% (up to 100% on Two Phase Classic); Finotive Funding: 80% up to 100%. Headline splits often need scaling or an add-on.
Which is better for beginners, FXIFY or Finotive Funding?
On our six-point beginner checklist FXIFY meets 5 and Finotive Funding meets 3. The checklist is explained on the best prop firms for beginners page.
Are FXIFY and Finotive Funding legit?
Both publish their rules and are listed with sources. See the evidence pages: propanalyse.com/firms/fxify/legit/ and propanalyse.com/firms/finotive-funding/legit/.